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VA Home Loans
Veteran Home Loans
Veterans Administration Loans Mortgages for Veterans






VA loans allow veterans to use their VA benefits to buy or refinance a home with no down payment.
 
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The more you know about the VA Home Loan Program, the more you will realize how little red tape there really is in getting a VA loan. These loans often require no downpayment and frequently offer lower interest rates than ordinarily available.




If you don't have one or you've misplaced yours, VALoans.com will be happy to help you get one.


Who is Eligible?
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Relocation Cash Back Program:
Receive cash back and save money when you buy or sell your home.


 


* NO Appraisal
* NO Credit Underwriting
* NO Qualifying Debt Ratios
* NO Credit Check
* NO Income Verification
* NO Face-to-Face Application


Go Mortgages

For relatives of veterans and for VA home loans over $333,700:

Learn about mortgage programs available on our sister site.



FREQUENTLY ASKED QUESTION # 19   [ -more VA Loan questions- ]
- - - - - -
Q: Bankruptcy and VA Eligibility - What happens if I file bankruptcy and wish to buy another home at some point?

A: Veterans who file for bankruptcy are still allowed to use a VA home loan if they are eligible. Unfortunately the process does require a waiting period. You are allowed to purchase another home two years after the "discharge date" of your bankruptcy. Keep in mind that the filing date does not factor in-you must wait the two years after bankruptcy has been discharged. Once you are eligible to buy another home, the usual credit and income requirements apply.



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VALoans.com is a private company specializing in VA financing and is not a government agency.

Remember, the VA does not make home loans. They insure the loans that we can assist you in getting. Let us help you get a VA insured mortgage loan at the lowest possible rates.



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Helping you make the best financial choices, build wealth, and save money during and after your military service.

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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

Get this FREE guide!



VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, VA refinance loans, VA mortgage guidelines, and other topics.

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Learn more about the different types of loans we offer from the VA and FHA government sites.