"Occupancy by the spouse of a veteran satisfies the occupancy requirement VA Law of Occupancy for a veteran who is on active duty and cannot personally occupy the dwelling within a reasonable time: that is, a veteran assigned to an overseas or other remote duty station." Therefore, the veteran is eligible for a loan if - they have at least 12 months remaining on their term of enlistment. If they have less than 12 months, and plan to re-enlist, there are steps to take and they would still be eligible. If the veteran doesn't plan to re-enlist, they need to have a civilian job lined up and be verified. The civilian job income would be used to qualify for the loan.