VA Loans for Military Families VALoans.com is a private company and not a government agency.
Use your VA loan to buy a home with no down payment. The Department of VA recently increased the Maximum Guaranty Amount for veteran home loans to as much as $729,750.
Qualify for a VA Home Loan
PROPERTY LOCATION
LOAN PURPOSE
 
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- What is a VA Loan?
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VA Mortgage Calculator

How Much Can I Afford?
How much can I afford?
How much can I borrow?
How much are my payments?
Compare 3 different loans.
Show me my amortization schedule.



See if your income is sufficient to qualify:
Desired Mortgage for New Home
Mortgage Length Years
Interest %
Annual Tax
Total Monthly Payments in Non-Mortgage Debt
(i.e. car, student loans, credit cards, etc).
 

Summary:
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary

Your salary must meet the following two conditions:

  1. Your gross (pre-taxes) monthly salary must be more than 28% of the sum of the monthly mortgage and monthly tax payments.
  2. Your gross (pre-taxes) monthly salary must be more than 35% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home or are applying for an FHA loan, a monthly mortgage insurance payment may be required. There are no monthly mortgage insurance payments on VA loans.
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VA LOAN RATES
National Averages
for 5/24/2013

30 Year Fixed
0.000 points
3.500% / 3.580% APR

15 Year Fixed
0.000 points
3.250% / 3.400% APR


Vital information for using your VA benefits to buy a home.
Get this FREE guide!

Put your home equity to work!

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
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