A veteran mortgage often requires no downpayment and frequently offers lower interest rates than ordinarily available. These loans are often made without any downpayment at all.

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Desired Mortgage for New Home
Mortgage Length	Years
Interest	%
Annual Tax
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).


Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary
DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

FREQUENTLY ASKED QUESTION # 7 [ -more VA Loan questions- ]
- - - - - -
Q: I heard the VA has an inventory of foreclosed homes. How can I find out more about this?

A: The Department of Veterans Affairs (VA) acquires properties as a result of foreclosures on VA guaranteed loans. These acquired properties are marketed through a property management services contract with Ocwen Federal Bank FSB, West Palm Beach, Florida. The properties are listed by local listing agents through local Multi Listing Systems (MLS). A list of properties for sale may also be obtained from Ocwen's website at http://www.ocwen.com/ . If you are interested in buying a VA-acquired property when it is listed for sale by Ocwen Federal Bank FSB, please contact a local real estate broker of your choice to see the property. Interested Listing Brokers and subcontractors may also access Ocwen Federal Bank's website at http://www.ocwen.com/ for information on selling VA-acquired properties.

VA Loan Rates
for 7/04/2009

30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
5.500%
5.686% APR

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Montgomery GI Bill benefits can get you started:

- AIU Online
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- CTU Online
- Baker College

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