More than 24.4 million veterans and service personnel are eligible for VA financing. Even though many veterans have used their loan benefits, it may be possible for them to buy homes again.

VA Mortgage Calculator

How much can I borrow?
How much can I afford?
How much are my payments?
Show me my amortization schedule.
Compare 3 different loans.
How much can I save by consolidating?

Use the following mortgage calculator to determine the maximum monthly payment (P+I) and the maximum VA loan amount for which you may qualify. Enter all income and expenses as MONTHLY figures, not annual.


Salary/Wages
Other Income

Property Taxes
Hazard Insurance

Auto Payment
Credit Cards and Other Payments

Loan Term	Years
Interest Rate	%


You may qualify for a maximum monthly mortgage payment (P+I) of
You may qualify for a maximum loan amount of
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home or are applying for an FHA loan, a monthly mortgage insurance payment may be required. There are no monthly mortgage insurance payments on VA loans.

FREQUENTLY ASKED QUESTION # 22 [ -more VA Loan questions- ]
- - - - - -
Q: What VA Loans Are Used For - Am I limited to buying an existing home with a VA loan?

A: A VA home loan has more flexibility than you might think. While many use this benefit to purchase existing homes, there are many other applications. Did you know you a VA home loan may be used to purchase and improve a home at the same time? You may also use a VA loan to improve your existing home by increasing energy efficiency. There is also a provision for people to use a VA loan to purchase a manufactured home and lot, under the right conditions. There are many applications for a VA home loan, sometimes all you need to do is ask!

VA Loan Rates
for 7/02/2009

30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
5.500%
5.686% APR

Serving the military community with personal loans from $500 to $10k.

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Montgomery GI Bill benefits can get you started:

- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- The Art Institutes
- Strayer University
- Walden University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College

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an FHA loan FHA lenders provide an effective way to put your home equity to work.

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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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