VA Loans for Military Families
Use your VA loan to buy a home with no down payment. The Department of VA recently increased the Maximum Guaranty Amount for veteran home loans to as much as $729,750.
Qualify for a VA Home Loan
PROPERTY LOCATION
LOAN PURPOSE
JUST UPDATED...
New VA Limits for 2010!
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- What is a VA Loan?
- VA Loan Closing Costs
- Debt to Income Ratios
- VA Funding Fees
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- VA Loan Overview
- Guide to VA Loans
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- August 2010
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VA Mortgage Calculator

How Much Can I Afford?
How much can I afford?
How much can I borrow?
How much are my payments?
Compare 3 different loans.
Show me my amortization schedule.



See if Your Income is Sufficient to Qualify:
Desired Mortgage for New Home
Mortgage Length Years
Interest %
Annual Tax
Total Monthly Payments in Non-Mortgage Debt (i.e. car, student loans, credit cards, etc).
 

Summary:
Monthly Principal + Interest
Total Housing Payment (tax & insurance included)
Required Salary

Your salary must meet the following two conditions:

  1. Your gross (pre-taxes) monthly salary must be greater than 28% of the sum of the monthly mortgage and monthly tax payments.
  2. Your gross (pre-taxes) monthly salary must be greater than 35% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

DISCLAIMER: The prequalification figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
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VA LOAN RATES
National Averages
for 9/04/2010

30 Year Fixed
0.000 points
4.250% / 4.365% APR

15 Year Fixed
0.000 points
4.000% / 4.201% APR


Personal loans from $500 to $10,000

for Military Members-
Find out how MBA Supports Our Troops and gives back to the military community.

- Free Information -

Put your home equity to work!

VALoans.com is a private company specializing in VA financing and is not a government agency, including the VA.

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