Veterans who had a VA loan before may still have remaining entitlement to use for another VA loan. The current amount of entitlement available to each eligible veteran is $36,000.

Mortgage Calculator

How much can I borrow?
How much can I afford?
How much are my payments?
Show me my amortization schedule.
Compare 3 different loans.
How much can I save by consolidating?

Use our mortgage calculator to determine your monthly payment amount on a VA loan. Estimate your property taxes and homeowners insurance so that these amounts will be included in the mortgage payment calculation. Enter amounts in the fields below and the loan calculator will give you your monthly mortgage payment amount!


Mortgage Length	Years
Interest	%
Loan Amount
Annual Tax
Annual Insurance


Monthly Principal + Interest
Monthly Tax
Monthly Insurance
Total Monthly Payment
DISCLAIMER: The figures above are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.

FREQUENTLY ASKED QUESTION # 15 [ -more VA Loan questions- ]
- - - - - -
Q: Already Have a VA Loan? - Is it possible to use my VA eligibility more than once?

A: Check with your lender about interest-rate reduction refinancing on your existing VA loan. This is a great advantage and there's no need to re-establish VA loan eligibility. Instead, ask your lender to use the VA's "email confirmation procedure". You may also re-use your VA loan eligibility for another VA loan. The requirement here includes having completed payments on the previous note, and you must no longer own the property. When applying for re-eligibility, include copies of the paperwork that proves your old VA loan has been paid off-a "paid-in-full" letter from your bank, or a copy of the "HUD-1 settlement statement."

VA Loan Rates
for 7/04/2009

30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
5.500%
5.686% APR

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Montgomery GI Bill benefits can get you started:

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