Veteran Home Loans






Let us show you how the VA Home Loan Program can get you into a home with very little red tape. Use VA loans to buy or refinance with no down payment.

> Veteran Info: Montgomery GI Bill
 
VA Home LoanVA Streamline RefinanceVA Home Equity LoanVA Certificate of EligilibityForm DD-214VA Loan FactsVA Loan Lending Limits



Get Your VA Home Loan



See how little red tape there really is in getting a VA loan through the VA Home Loan Program. A veteran mortgage often requires no downpayment and frequently offers lower interest rates than ordinarily available.

> Info: VA Mortgage


 
VA Streamline Refinance

Find out how to lower the interest rate on your VA loan with little or no out-of-pocket costs.



> Info: VA Streamline Refinance



Super Max Loan Program



Qualifying customers can now apply for a VA home loan up to $1,000,000 with this program.

> VA Jumbo Loans
 
Certificate of Eligibility


Do you need VA Form 26-1880?

We can help you get one as a courtesy to veterans at no charge.


> Who is Eligible for a VA Loan?
> Get Your Certificate of Eligibility



VA Loan Lending Limits

Learn how much you can borrow in your state for a VA home loan:



FHA Loans

For relatives of veterans and for VA home loans over $417,000:

Learn about FHA loan programs, AmeriDream down payment assistance, HUD, and more at our FHA mortgage sites.

 
Find a Real Estate Agent


Get up to $1000 cash back when you buy or sell your home. This is a FREE and CONFIDENTIAL service to veterans offered by VALoans.com.   >> Get started!



VA Loan Tips for Veterans


  1. Entitlement to a VA Home Loan
  2. Advantages to the VA Guaranteed Loan
  3. About VA Loans with Adjustable Rates
  4. Getting Pre-approved for your VA Loan
  5. Eligibility for a VA Home Loan Guaranty
  6. Your Discharge May Affect Your Chances
  7. I Lost My DD214
  8. For Those Who Already Have a VA Loan
  9. A One Time Deal
  10. VA Loan Partial Eligibility
  11. VA Loans and Rental Properties
  12. VA Loans and Your Debt Ratio
  13. Uses for Your VA Loan
  14. About the VA Funding Fee
  15. Co-signers on VA Loans
  16. The Veterans Benefits Act of 2004
  17. VA Home Loans and Fair Housing Laws
  18. VA Pre-approved but Can't Find a House
  19. VA Loan foreclosures
  20. Improving Credit to Enhance VA Loan Eligibility
  21. Help for VA Homebuyers
  22. VA Loans to Purchase Farms
  23. VA Loans for Properties Outside of the US
  24. VA Home Loans After a Borrower's Death
  25. Selling a VA Loan Property
  26. VA Mortgage Payments



FREQUENTLY ASKED QUESTION # 12   [ -more VA Loan questions- ]
- - - - - -
Q: Are You Eligible for a VA Home Loan Guaranty - How do I get proof of eligibility?

A: It's easy to use an online program called ACE--the Automated Certificate of Eligibility--to get started in the VA loan guaranty process, yet can only have this done by a VA approved lender. Unfortunately, the automated system won't work for everyone. Some people don't have enough information in the ACE database, and are required to fill out a VA Form 22-1880, a Request for Certificate of Eligibility. If this applies to you, simply fill out the form and mail it to your regional Eligibility Center along with supporting paperwork including a copy of the DD214 discharge paperwork. Don't send originals of the DD214, a photocopy will do. The certificate of eligibility process can be tricky for veterans who were separated from the military with a discharge other than honorable. In this case the VA must investigate the discharge to insure it was not classified as dishonorable. People who fall into this category should seek help from their local VA office, especially if you need to file an appeal to the results of your request of eligibility.



VA Loan Rates
for 5/09/2008


30 year fixed
-----------------
0.000 points
6.000%
6.110% APR

15 year fixed
-----------------
0.000 points
6.000%
6.190% APR



Free Credit Report
Do you know what's on your credit report?

FREE credit report and 30-day trial of CreditCheck!



Life Insurance for Military Members





Montgomery GI Bill benefits can get you started:
University of Phoenix
- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- Walden University
- Strayer University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College



VALoans.com is a private company specializing in VA financing and is not a government agency.



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VA Home Loan


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VA Loan Lending Limits
Find our how much you can borrow in your state.



Military Loans
Serving the military community with personal loans from $500 to $10k.

Pioneer Military Loans



Use Your GI Bill Benefits
Education plus military training can be an unbeatable combination for a military promotion or for a civilian career.

The Montgomery GI Bill provides up to 36 months of education benefits for Active Duty, Selected Reserve, and Military Veterans.

See a complete list of
GI Bill Schools



VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, home buying and selling, VA mortgage shopping and insurance.

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Looking for a Realtor®?
Have an experienced agent in your area contact you for your buying or selling needs.

VA Mortgage Calculator
Use our calculators to help you find the right veteran mortgage.

Military Discounts
Save money on your next car rental or hotel stay.

Veteran Benefits
Find out how easy it is to get a VA mortgage.

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