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If you don't have one or you've misplaced yours, VALoans.com will be happy to help you get one.
Who is Eligible?
Get Your Certificate
Relocation Cash Back Program:
Receive cash back and save money
when you buy or sell your home.
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* NO Appraisal
* NO Credit Underwriting
* NO Qualifying Debt Ratios
* NO Credit Check
* NO Income Verification
* NO Face-to-Face Application
For relatives of veterans and for VA home loans over $333,700:
Learn about mortgage programs
available on our sister site.
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FREQUENTLY ASKED QUESTION # 8 [ -more VA Loan questions- ]
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Q: VA Home Loan Entitlement -
Isn’t the VA home loan automatic? It's one of my entitlements, Right?
A: Some first-time homebuyers are misinformed as to the workings of a VA Loan. The Veterans Administration does not normally act as a lending agent. Instead, the VA is in the business of guaranteeing the loans of veteran. In most cases, the VA offers a guaranty to those who meet the requirements, the first of which include a good credit rating. If you are considering any kind of home loan, it's best to consult a credit counselor and a financial planner to find out what credit rating you already have and what you can do to improve your credit rating before applying for the guaranty. It's important to know that a VA home loan guaranty is available only if the veteran has the income to handle house payments. A VA loan guaranty is not an automatic benefit. Your financial planner or credit counselor can go a long way towards helping you prepare your personal finances before filling out that home buyer's paperwork.
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VALoans.com is a private company specializing in VA financing and is
not a government agency.
Remember, the VA does not make home loans. They insure the loans that we can assist you in getting.
Let us help you get a VA insured mortgage loan at the lowest possible rates.
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