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VA Home Loans
Veteran Home Loans
Veterans Administration Loans Mortgages for Veterans






VA loans allow veterans to use their VA benefits to buy or refinance a home with no down payment.
 
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The more you know about the VA Home Loan Program, the more you will realize how little red tape there really is in getting a VA loan. These loans often require no downpayment and frequently offer lower interest rates than ordinarily available.




If you don't have one or you've misplaced yours, VALoans.com will be happy to help you get one.


Who is Eligible?
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Relocation Cash Back Program:
Receive cash back and save money when you buy or sell your home.


 


* NO Appraisal
* NO Credit Underwriting
* NO Qualifying Debt Ratios
* NO Credit Check
* NO Income Verification
* NO Face-to-Face Application


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For relatives of veterans and for VA home loans over $333,700:

Learn about mortgage programs available on our sister site.



FREQUENTLY ASKED QUESTION # 25   [ -more VA Loan questions- ]
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Q: Co-signers on VA Loans / Can I bring on a co-signer on my VA home loan?

A: It's true that the legally married spouse of a military member or veteran can co-sign a VA loan. There is no "penalty" for doing so, the veteran loan is still fully guaranteed by the VA. Two unmarried military members are also able to co-sign on a VA loan with the same results. When a military member or veteran wants to bring an unrelated, non-military cosigner, the VA allows this with one major exception. The VA guarantee is limited to the amount of the veteran's interest in the property. Some companies won't allow these types of "mixed" loans, so you may have a bit of shopping around to do before finding a lender willing to work with you. If you find yourself in this position, give yourself plenty of extra time to hunt for the right lender.



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VALoans.com is a private company specializing in VA financing and is not a government agency.

Remember, the VA does not make home loans. They insure the loans that we can assist you in getting. Let us help you get a VA insured mortgage loan at the lowest possible rates.



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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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Browse through articles about VA home loan programs, VA benefits, VA refinance loans, VA mortgage guidelines, and other topics.

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Learn more about the different types of loans we offer from the VA and FHA government sites.