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VA Home Loans
Veteran Home Loans
Veterans Administration Loans Mortgages for Veterans






VA loans allow veterans to use their VA benefits to buy or refinance a home with no down payment.
 
VA Home LoanVA Streamline RefinanceVA Home Equity LoanVA Certificate of EligilibityForm DD-214VA Loan FactsVA Loan Lending Limits

The more you know about the VA Home Loan Program, the more you will realize how little red tape there really is in getting a VA loan. These loans often require no downpayment and frequently offer lower interest rates than ordinarily available.

The VA Home Loan Program
   *  Why a VA Loan?
   *  VA Financing
   *  The VA Guaranty
   *  Loan Eligibility
   *  VA Loan Entitlement
   *  Approval Requirements
   *  Funding Fees/Closing Costs

Home Loans for Veterans
   *  Background Information
   *  What the VA Can/Can't Do
   *  Requirement and Guaranty
   *  Your Eligibility
   *  Certificate of Eligibility
   *  Eligible Loan Purposes
   *  Applying for the Loan
   *  Loan Repayment Terms
   *  Repayment Plans
   *  Equal Housing Opportunity

A Quick Guide for Homeowners
   *  Introduction
   *  The Cost of Homeownership
   *  Equal Housing Opportunity
   *  Future Costs of Ownership
   *  Finding a Home
   *  Agreement to Purchase
   *  Closing the Loan
   *  Before and After Moving Day

Manufactured (Mobile) Home Loans
   *  Who is Eligible?
   *  Loan Terms and Purposes
   *  Conditions and Liability

Home Loans for Native Americans
   *  Who is Eligible?
   *  5 Easy Steps to a VA Loan
   *  Getting the Loan
   *  Requirements for Loan

Fact Sheet on VA Guaranteed Loans
   *  What is a VA Loan?
   *  VA Loan Features


 


* NO Appraisal
* NO Credit Underwriting
* NO Qualifying Debt Ratios
* NO Credit Check
* NO Income Verification
* NO Face-to-Face Application





If you don't have one or you've misplaced yours, VALoans.com will be happy to help you get one.


Who is Eligible?
Get Your Certificate


Go Mortgages

For relatives of veterans and for VA home loans over $333,700:

Learn about mortgage programs available on our sister site.





Relocation Cash Back Program:
Receive cash back and save money when you buy or sell your home.


Work directly with your personal Relocation Rewards consultant. This is a FREE and CONFIDENTIAL service to veterans offered by VALoans.com.



FREQUENTLY ASKED QUESTION # 27   [ -more VA Loan questions- ]
- - - - - -
Q: Fair Housing - I think I may be encountering discrimination in my search for a home. Can the VA help?

A: Federal law requires lenders who participate in VA home loans to obey Fair Housing Laws. The law prohibits a great many things including refusal to negotiate, false claims that a residence is sold or otherwise unavailable, and discrimination in financing. Chances are you won't be confronted by these problems, but in the event you do experience something you perceive to be in violation of Fair Housing laws, you can report the activity to your local VA office. The local office will investigate your complaint, which you file by filling out VA Form 26-8827, Housing Discrimination Complaint form.



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Life Insurance for Military Members





VALoans.com is a private company specializing in VA financing and is not a government agency.

Remember, the VA does not make home loans. They insure the loans that we can assist you in getting. Let us help you get a VA insured mortgage loan at the lowest possible rates.



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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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VA Mortgage News
Browse through articles about VA home loan programs, VA benefits, VA refinance loans, VA mortgage guidelines, and other topics.

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Veteran Benefits
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Learn more about the different types of loans we offer from the VA and FHA government sites.