The VA home loan program helps veterans and military servicemembers finance the purchase of homes with favorable loan terms and low interest rates.

VA LOAN RATES

National Averages for October 25, 2014

30 YEAR FIXED

3.375% Rate
3.474% APR

15 YEAR FIXED

2.75% Rate
2.93% APR
* disclosures

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- Veteran Documents -

Certificate of Eligibility
and DD-214

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VA Loan Information

Guidelines and Important Information

VA LOAN ARTICLES

Read About Veteran Mortgage News, Updates, and Guidelines
VA Loan Myths: The Honorable Discharge Requirement

There is a common variation on a theme when it comes to questions of the VA loan rules that cover military discharges. Do VA Loan rules require a borrower to have an honorable discharge in order to qualify for the program?

A Frequently Asked Question About VA Appraisal Expiration Dates

There are plenty of common questions about VA loans in general, but where the appraisal process is specifically concerned, there is one the comes up very frequently about appraisal expiration dates and appraisal re-use.

Your VA Loan and Natural Disasters

Even if your home is uninhabitable after a fire, flood, earthquake or other disaster, keep on making your VA mortgage payments. Insurance claims are a complex and confusing portion of the disaster recovery process.

Answers to a Common Question About VA Appraisals

“I just bought a home using a VA Loan and just found out that the electrical circuits are not grounded. Is this something that should have been discovered at the time of the appraisal?”

Credit Card Fraud and Your VA Loan Application

Recent headlines about big-box retailers who were victims of credit card fraud have resulted in thousands of people wondering if their accounts have been compromised. Potential VA borrowers have plenty of reasons to be concerned.

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