The VA home loan program helps veterans and military servicemembers finance the purchase of homes with favorable loan terms and low interest rates.

VA LOAN RATES

National Averages for New Home Loans
April 17, 2014

30 YEAR FIXED

0.000 points
4.125% / 4.209% APR

15 YEAR FIXED

0.000 points
3.250% / 3.396% APR

Do you know what's on your credit report?

Know what's on your credit report?

- Veteran Documents -

Certificate of Eligibility
and DD-214

GET A VA HOME LOAN

LOAN PURPOSE

VA Loan Information

Guidelines and Important Information

VA LOAN ARTICLES

Read About Veteran Mortgage News, Updates, and Guidelines
Credit Card Fraud and Your VA Loan Application

Recent headlines about big-box retailers who were victims of credit card fraud have resulted in thousands of people wondering if their accounts have been compromised. Potential VA borrowers have plenty of reasons to be concerned.

Basic Rules You Should Know About ARMs

In the same way that the real estate market itself goes through cycles, so does the popularity of certain types of VA home loans. This has a lot to do with the general state of the economy and personal preferences.

Signing a Sales Contract Before VA Appraisal Results

When shopping for a home to purchase using a VA guaranteed home loan, sometimes there are situations where the borrower is asked to sign a sales contract before getting the results of the VA appraisal.

Can a Spouse Alone Apply for a VA Loan?

One not-so-frequently asked VA loan question (but one that is important to address regardless) involves the eligibility of a spouse to apply for a VA loan without the participation of the veteran.

Hazard Insurance for Condos and Townhomes

VA home loan rules do not include a requirement for private mortgage insurance. In essence, the VA holds the lender responsible for making sure the appropriate hazard insurance is obtained for properties that may be affected by known flood zones.