VA Loan Lending Limits

VA Loans for NORTH CAROLINA Counties

Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans

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County Name	Single Family Home ($0 DOWN AND UP TO)	Max Guaranty
ALAMANCE	$417,000.00	$1,000,000
ALEXANDER	$417,000.00	$1,000,000
ALLEGHANY	$417,000.00	$1,000,000
ANSON	$417,000.00	$1,000,000
ASHE	$417,000.00	$1,000,000
AVERY	$417,000.00	$1,000,000
BEAUFORT	$417,000.00	$1,000,000
BERTIE	$417,000.00	$1,000,000
BLADEN	$417,000.00	$1,000,000
BRUNSWICK	$417,000.00	$1,000,000
BUNCOMBE	$417,000.00	$1,000,000
BURKE	$417,000.00	$1,000,000
CABARRUS	$417,000.00	$1,000,000
CALDWELL	$417,000.00	$1,000,000
CAMDEN	$812,500.00	$1,000,000
CARTERET	$417,000.00	$1,000,000
CASWELL	$417,000.00	$1,000,000
CATAWBA	$417,000.00	$1,000,000
CHATHAM	$417,000.00	$1,000,000
CHEROKEE	$417,000.00	$1,000,000
CHOWAN	$417,000.00	$1,000,000
CLAY	$417,000.00	$1,000,000
CLEVELAND	$417,000.00	$1,000,000
COLUMBUS	$417,000.00	$1,000,000
CRAVEN	$417,000.00	$1,000,000
CUMBERLAND	$417,000.00	$1,000,000
CURRITUCK	$498,750.00	$1,000,000
DARE	$425,000.00	$1,000,000
DAVIDSON	$417,000.00	$1,000,000
DAVIE	$417,000.00	$1,000,000
DUPLIN	$417,000.00	$1,000,000
DURHAM	$417,000.00	$1,000,000
EDGECOMBE	$417,000.00	$1,000,000
FORSYTH	$417,000.00	$1,000,000
FRANKLIN	$417,000.00	$1,000,000
GASTON	$417,000.00	$1,000,000
GATES	$417,000.00	$1,000,000
GRAHAM	$417,000.00	$1,000,000
GRANVILLE	$417,000.00	$1,000,000
GREENE	$417,000.00	$1,000,000
GUILFORD	$417,000.00	$1,000,000
HALIFAX	$417,000.00	$1,000,000
HARNETT	$417,000.00	$1,000,000
HAYWOOD	$417,000.00	$1,000,000
HENDERSON	$417,000.00	$1,000,000
HERTFORD	$417,000.00	$1,000,000
HOKE	$417,000.00	$1,000,000
HYDE	$525,000.00	$1,000,000
IREDELL	$417,000.00	$1,000,000
JACKSON	$417,000.00	$1,000,000
JOHNSTON	$417,000.00	$1,000,000
JONES	$417,000.00	$1,000,000
LEE	$417,000.00	$1,000,000
LENOIR	$417,000.00	$1,000,000
LINCOLN	$417,000.00	$1,000,000
MACON	$417,000.00	$1,000,000
MADISON	$417,000.00	$1,000,000
MARTIN	$417,000.00	$1,000,000
MCDOWELL	$417,000.00	$1,000,000
MECKLENBURG	$417,000.00	$1,000,000
MITCHELL	$417,000.00	$1,000,000
MONTGOMERY	$417,000.00	$1,000,000
MOORE	$417,000.00	$1,000,000
NASH	$417,000.00	$1,000,000
NEW HANOVER	$417,000.00	$1,000,000
NORTHAMPTON	$417,000.00	$1,000,000
ONSLOW	$417,000.00	$1,000,000
ORANGE	$417,000.00	$1,000,000
PAMLICO	$417,000.00	$1,000,000
PASQUOTANK	$812,500.00	$1,000,000
PENDER	$417,000.00	$1,000,000
PERQUIMANS	$812,500.00	$1,000,000
PERSON	$417,000.00	$1,000,000
PITT	$417,000.00	$1,000,000
POLK	$417,000.00	$1,000,000
RANDOLPH	$417,000.00	$1,000,000
RICHMOND	$417,000.00	$1,000,000
ROBESON	$417,000.00	$1,000,000
ROCKINGHAM	$417,000.00	$1,000,000
ROWAN	$417,000.00	$1,000,000
RUTHERFORD	$417,000.00	$1,000,000
SAMPSON	$417,000.00	$1,000,000
SCOTLAND	$417,000.00	$1,000,000
STANLY	$417,000.00	$1,000,000
STOKES	$417,000.00	$1,000,000
SURRY	$417,000.00	$1,000,000
SWAIN	$417,000.00	$1,000,000
TRANSYLVANIA	$417,000.00	$1,000,000
TYRRELL	$417,000.00	$1,000,000
UNION	$417,000.00	$1,000,000
VANCE	$417,000.00	$1,000,000
WAKE	$417,000.00	$1,000,000
WARREN	$417,000.00	$1,000,000
WASHINGTON	$417,000.00	$1,000,000
WATAUGA	$417,000.00	$1,000,000
WAYNE	$417,000.00	$1,000,000
WILKES	$417,000.00	$1,000,000
WILSON	$417,000.00	$1,000,000
YADKIN	$417,000.00	$1,000,000
YANCEY	$417,000.00	$1,000,000