VA Loans
The maximum VA loan eligibility in VIRGINIA for a veteran is $104,250 and the maximum loan amount with no down payment is $417,000.
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VA Loan Lending Limits

VA Loans for VIRGINIA Counties


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Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans


County Name Single Family Home
($0 DOWN AND UP TO)
Max Guaranty
ACCOMACK $417,000.00 $1,000,000
ALBEMARLE $475,000.00 $1,000,000
ALEXANDRIA $812,500.00 $1,000,000
ALLEGHANY $417,000.00 $1,000,000
AMELIA $582,500.00 $1,000,000
AMHERST $417,000.00 $1,000,000
APPOMATTOX $417,000.00 $1,000,000
ARLINGTON $812,500.00 $1,000,000
AUGUSTA $417,000.00 $1,000,000
BATH $417,000.00 $1,000,000
BEDFORD $417,000.00 $1,000,000
BEDFORD IND $417,000.00 $1,000,000
BLAND $417,000.00 $1,000,000
BOTETOURT $417,000.00 $1,000,000
BRISTOL $417,000.00 $1,000,000
BRUNSWICK $417,000.00 $1,000,000
BUCHANAN $417,000.00 $1,000,000
BUCKINGHAM $417,000.00 $1,000,000
BUENA VISTA $417,000.00 $1,000,000
CAMPBELL $417,000.00 $1,000,000
CAROLINE $582,500.00 $1,000,000
CARROLL $417,000.00 $1,000,000
CHARLES CITY $582,500.00 $1,000,000
CHARLOTTE $417,000.00 $1,000,000
CHARLOTTESVILLE $475,000.00 $1,000,000
CHESAPEAKE $498,750.00 $1,000,000
CHESTERFIELD $582,500.00 $1,000,000
CLARKE $812,500.00 $1,000,000
CLIFTON FORGE $417,000.00 $1,000,000
COLONIAL HEIGHT $582,500.00 $1,000,000
COVINGTON $417,000.00 $1,000,000
CRAIG $417,000.00 $1,000,000
CULPEPER $417,000.00 $1,000,000
CUMBERLAND $582,500.00 $1,000,000
DANVILLE $417,000.00 $1,000,000
DICKENSON $417,000.00 $1,000,000
DINWIDDIE $582,500.00 $1,000,000
EMPORIA $417,000.00 $1,000,000
ESSEX $417,000.00 $1,000,000
FAIRFAX $812,500.00 $1,000,000
FAIRFAX IND $812,500.00 $1,000,000
FALLS CHURCH $812,500.00 $1,000,000
FAUQUIER $812,500.00 $1,000,000
FLOYD $417,000.00 $1,000,000
FLUVANNA $475,000.00 $1,000,000
FRANKLIN $417,000.00 $1,000,000
FRANKLIN IND $417,000.00 $1,000,000
FREDERICK $417,000.00 $1,000,000
FREDERICKSBURG $812,500.00 $1,000,000
GALAX $417,000.00 $1,000,000
GILES $417,000.00 $1,000,000
GLOUCESTER $498,750.00 $1,000,000
GOOCHLAND $582,500.00 $1,000,000
GRAYSON $417,000.00 $1,000,000
GREENE $475,000.00 $1,000,000
GREENSVILLE $417,000.00 $1,000,000
HALIFAX $417,000.00 $1,000,000
HAMPTON $498,750.00 $1,000,000
HANOVER $582,500.00 $1,000,000
HARRISONBURG $417,000.00 $1,000,000
HENRICO $582,500.00 $1,000,000
HENRY $417,000.00 $1,000,000
HIGHLAND $417,000.00 $1,000,000
HOPEWELL $582,500.00 $1,000,000
ISLE OF WIGHT $498,750.00 $1,000,000
JAMES CITY $498,750.00 $1,000,000
KING AND QUEEN $582,500.00 $1,000,000
KING GEORGE $417,000.00 $1,000,000
KING WILLIAM $582,500.00 $1,000,000
LANCASTER $481,250.00 $1,000,000
LEE $417,000.00 $1,000,000
LEXINGTON $417,000.00 $1,000,000
LOUDOUN $812,500.00 $1,000,000
LOUISA $582,500.00 $1,000,000
LUNENBURG $417,000.00 $1,000,000
LYNCHBURG $417,000.00 $1,000,000
MADISON $417,000.00 $1,000,000
MANASSAS $812,500.00 $1,000,000
MANASSAS PARK $812,500.00 $1,000,000
MARTINSVILLE $417,000.00 $1,000,000
MATHEWS $498,750.00 $1,000,000
MECKLENBURG $417,000.00 $1,000,000
MIDDLESEX $417,000.00 $1,000,000
MONTGOMERY $417,000.00 $1,000,000
NELSON $475,000.00 $1,000,000
NEW KENT $582,500.00 $1,000,000
NEWPORT NEWS $498,750.00 $1,000,000
NORFOLK $498,750.00 $1,000,000
NORTHAMPTON $417,000.00 $1,000,000
NORTHUMBERLAND $417,000.00 $1,000,000
NORTON $417,000.00 $1,000,000
NOTTOWAY $417,000.00 $1,000,000
ORANGE $417,000.00 $1,000,000
PAGE $417,000.00 $1,000,000
PATRICK $417,000.00 $1,000,000
PETERSBURG $582,500.00 $1,000,000
PITTSYLVANIA $417,000.00 $1,000,000
POQUOSON $498,750.00 $1,000,000
PORTSMOUTH $498,750.00 $1,000,000
POWHATAN $582,500.00 $1,000,000
PRINCE EDWARD $417,000.00 $1,000,000
PRINCE GEORGE $582,500.00 $1,000,000
PRINCE WILLIAM $812,500.00 $1,000,000
PULASKI $417,000.00 $1,000,000
RADFORD $417,000.00 $1,000,000
RAPPAHANNOCK $417,000.00 $1,000,000
RICHMOND $417,000.00 $1,000,000
RICHMOND IND $582,500.00 $1,000,000
ROANOKE $417,000.00 $1,000,000
ROANOKE IND $417,000.00 $1,000,000
ROCKBRIDGE $417,000.00 $1,000,000
ROCKINGHAM $417,000.00 $1,000,000
RUSSELL $417,000.00 $1,000,000
SALEM $417,000.00 $1,000,000
SCOTT $417,000.00 $1,000,000
SHENANDOAH $417,000.00 $1,000,000
SMYTH $417,000.00 $1,000,000
SOUTHAMPTON $417,000.00 $1,000,000
SPOTSYLVANIA $812,500.00 $1,000,000
STAFFORD $812,500.00 $1,000,000
STAUNTON $417,000.00 $1,000,000
SUFFOLK $498,750.00 $1,000,000
SURRY $498,750.00 $1,000,000
SUSSEX $582,500.00 $1,000,000
TAZEWELL $417,000.00 $1,000,000
VIRGINIA BEACH $498,750.00 $1,000,000
WARREN $812,500.00 $1,000,000
WASHINGTON $417,000.00 $1,000,000
WAYNESBORO $417,000.00 $1,000,000
WESTMORELAND $417,000.00 $1,000,000
WILLIAMSBURG $498,750.00 $1,000,000
WINCHESTER $417,000.00 $1,000,000
WISE $417,000.00 $1,000,000
WYTHE $417,000.00 $1,000,000
YORK $498,750.00 $1,000,000



VA Loan Rates
for 11/20/2009

30 Year Fixed
0.000 points
4.875%
4.980% APR

15 Year Fixed
0.000 points
4.500%
4.679% APR

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Personal loans from $500 to $10,000

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