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Veteran Home Loans






When you prequalify for a VA loan, the lender can give you an estimate of how much you can afford in a VA mortgage payment.

 
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Prequalify for Your VA Loan

Prequalifying gives you a general idea about your borrowing power as a veteran. If you prequalify for a VA loan, it means that you have told a lender what your income and assets are, and that based on those statements, you should be able to qualify for a given loan.

Keep in mind that prequalifying merely gives you an estimate based upon the information you provide. Prequalifying can give you an estimate of how much you can afford in a mortgage payment.

Prequalifying for a mortgage will help answer these questions:




 
Once you are Prequalified for a specific loan amount, you will enjoy the following advantages:
  • House Hunting with Confidence:
    Knowing that your mortgage loan is already approved, you can look for your new home with the confidence that the closing process will be smooth and easy.

  • Negotiating Power:
    With your financing secured and a closing date guaranteed, sellers know that your offer is solid.

  • Flexibility:
    Although our pre-approvals will be for a specific loan amount, we realize that your loan requirements may change. Simply call us if you need to change your loan amount, or the term or type of loan.

  • Service Excellence:
    Our service is outstanding and we will answer all of your mortgage questions promptly and thoroughly.


FREQUENTLY ASKED QUESTION # 34   [ -more VA Loan questions- ]
- - - - - -
Q: Foreign Purchases - Can I purchase outside America?

A: The VA does not allow veteran mortgages for properties outside the United States. The VA does allow purchases in "American territories and possessions". These areas include Puerto Rico, Virgin Islands, American Samoa , Guam, and the Northern Mariana Islands. If your proposed purchase is in one of these areas, you should be able to apply in the usual ways, but check with your VA rep for any special requirements or conditions based on the laws which cover lending in those territories. (Our company, www.valoans.com, only originates VA home loans for properties in the United States.


VA Loan Rates
for 7/02/2009


30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
5.500%
5.686% APR



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VALoans.com is a private company specializing in VA financing and is not a government agency.



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Learn more about the different types of loans we offer from the VA and FHA government sites.