VA Loan Articles
Types of VA Housing Grants for Disabled VeteransThere are many different VA home loan benefits available to qualifying disabled veterans. They include special consideration for VA insured mortgages--qualifying disabled vets don't have to pay a VA loan funding fee, for example. There is also a variety of VA grants created to help qualifying veterans purchase and/or modify housing to suit their needs.
The Department of Veterans Affairs official site says, "The goal of the Specially Adapted Housing (SAH) Grant Program is to provide a barrier-free living environment that affords the veterans or service members a level of independent living he or she may not normally enjoy."
Consider the Department of Veterans Affairs 2101(a) Specially Adapted Housing Grant, offering up to half of the cost of a specially adapted house (under circumstances as described in VA regulations) or a maximum of approximately $63 thousand. The VA 2101(a) grant was created to help qualified borrowers purchase a home already adapted for disabled access, and can also be used to modify a home to make it accessible.
There is a similar grant known as the VA 2101(b). This is intended for adapting a home and has an additional feature-2101(b) grant money is permitted to be used for the purpose of adapting a home owned by the disabled veteran's family when vet intends to live there as his or her permanent residence.
A similar grant is the VA Temporary Residence Adaptation (TRA) grant, for qualified veterans who may be eligible for the Specially Adapted Housing section 2101(a) (SAH) or the Special Home Adaptation section 2101(b) (SHA) grant.
The V TRA grant was created to assist in modifying a family member's property "to meet the veteran's or service members special needs" according to the VA. Qualifying veterans can receive up to $14,000 for a section 2101(a) SAH grant or up to $2,000 of the maximum amount for a section 2101(b) SHA grant.
Grants like TRA and the 2101 programs have a diverse range of applications but the veteran must first apply for eligibility for the grant before applying for the grant itself.
"If the veteran has not been rated eligible for a grant by the Veterans Service Center (VSC), the VA Form 4555 serves to initiate a review of the veteran's medical records by the VSC to determine if the veteran is eligible for the grant" according to VA rules.
Additionally, veterans who do not have VA-recognized disabilities must wait until they have a disability rating in order to qualify for specially adapted housing grants. The Department of Veterans Affairs cannot process applications for these benefits until the VA has official notification of the veteran's disability status.