VA Loan Tips

Eligibility for a VA Home Loan Guaranty

It's easy to use an online program called ACE--the Automated Certificate of Eligibility--to get started in the VA loan guaranty process. Unfortunately, the automated system won't work for everyone. Some people don't have enough information in the ACE database, and are required to fill out a VA Form 22-1880, a Request for Certificate of Eligibility.

If this applies to you, simply fill out the form and mail it to your regional Eligibility Center along with supporting paperwork including a copy of the DD214 discharge paperwork. Don't send originals of the DD214, a photocopy will do.

The certificate of eligibility process can be tricky for veterans who were separated from the military with a discharge other than honorable. In this case the VA must investigate the discharge to insure it was not classified as dishonorable. People who fall into this category should seek help from their local VA office, especially if you need to file an appeal to the results of your request of eligibility.

1. Entitlement to a VA Home Loan
2. Advantages to the VA Guaranteed Loan
3. About VA Loans with Adjustable Rates
4. Getting Pre-approved for Your VA Loan
5. Eligibility for a VA Home Loan Guaranty
6. Your Discharge May Affect Your Chances
7. I Lost My DD214
8. For Those Who Already Have a VA Loan
9. Renewable VA Certificate of Eligibility
10. VA Loan Partial Eligibility
11. VA Loans and Rental Properties
12. VA Loans and Your Debt Ratio
13. Uses for Your VA Loan
14. About the VA Funding Fee
15. Co-signers on VA Loans
16. The Veterans Benefits Act of 2004
17. VA Home Loans and Fair Housing Laws
18. VA Pre-approved but Can't Find a House
19. VA Loan Foreclosures
20. Improving Credit to Enhance VA Loan Eligibility
21. Help for VA Homebuyers
22. VA Loans to Purchase Farms
23. VA Loans for Properties Outside of the US
24. VA Home Loans After a Borrower's Death
25. Selling a VA Loan Property
26. VA Mortgage Payments