VA Loan Tips

Co-signers on VA Loans

It's true that the legally married spouse of a military member or veteran can co-sign a VA loan. There is no "penalty" for doing so, the veteran loan is still fully guaranteed by the VA. Two unmarried military members are also able to co-sign on a VA loan with the same results. When a military member or veteran wants to bring an unrelated, non-military cosigner, the VA allows this with one major exception.

The VA guarantee is limited to the amount of the veteran's interest in the property. Some companies won't allow these types of "mixed" loans, so you may have a bit of shopping around to do before finding a lender willing to work with you. If you find yourself in this position, give yourself plenty of extra time to hunt for the right lender.

1. Entitlement to a VA Home Loan
2. Advantages to the VA Guaranteed Loan
3. About VA Loans with Adjustable Rates
4. Getting Pre-approved for Your VA Loan
5. Eligibility for a VA Home Loan Guaranty
6. Your Discharge May Affect Your Chances
7. I Lost My DD214
8. For Those Who Already Have a VA Loan
9. Renewable VA Certificate of Eligibility
10. VA Loan Partial Eligibility
11. VA Loans and Rental Properties
12. VA Loans and Your Debt Ratio
13. Uses for Your VA Loan
14. About the VA Funding Fee
15. Co-signers on VA Loans
16. The Veterans Benefits Act of 2004
17. VA Home Loans and Fair Housing Laws
18. VA Pre-approved but Can't Find a House
19. VA Loan Foreclosures
20. Improving Credit to Enhance VA Loan Eligibility
21. Help for VA Homebuyers
22. VA Loans to Purchase Farms
23. VA Loans for Properties Outside of the US
24. VA Home Loans After a Borrower's Death
25. Selling a VA Loan Property
26. VA Mortgage Payments