VA Loan Tips

The Veterans Benefits Act of 2004

The Veterans Benefits Act of 2004 made many changes to the VA loan process. If you haven't had to get eligibility or otherwise deal with the VA for a loan since the act passed, you may be surprised at the changes. One of the major differences; the maximum guaranty amount of $60,000 has been modified.

Now, for qualifying loans in excess of $144,000, the maximum is a sum equal to 25 percent of the Freddie Mac conforming loan limit, which is determined under the Federal Home Loan Mortgage Corporation Act. If you feel your VA mortgage may be affected by changes created by the Veterans Benefits Act, contact your lender for more information.

1. Entitlement to a VA Home Loan
2. Advantages to the VA Guaranteed Loan
3. About VA Loans with Adjustable Rates
4. Getting Pre-approved for Your VA Loan
5. Eligibility for a VA Home Loan Guaranty
6. Your Discharge May Affect Your Chances
7. I Lost My DD214
8. For Those Who Already Have a VA Loan
9. Renewable VA Certificate of Eligibility
10. VA Loan Partial Eligibility
11. VA Loans and Rental Properties
12. VA Loans and Your Debt Ratio
13. Uses for Your VA Loan
14. About the VA Funding Fee
15. Co-signers on VA Loans
16. The Veterans Benefits Act of 2004
17. VA Home Loans and Fair Housing Laws
18. VA Pre-approved but Can't Find a House
19. VA Loan Foreclosures
20. Improving Credit to Enhance VA Loan Eligibility
21. Help for VA Homebuyers
22. VA Loans to Purchase Farms
23. VA Loans for Properties Outside of the US
24. VA Home Loans After a Borrower's Death
25. Selling a VA Loan Property
26. VA Mortgage Payments