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Not available in NV or NY

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VA Loans for Veterans

The VA Loan is a home-mortgage option available to United States Veterans, Service Members and not remarried spouses. VA Loans are issued by qualified lenders and guaranteed by the U.S. Department of Veterans Affairs (VA).

Read About News, Updates, and Guidelines

VALoans.com specializes in educating our country's veterans and military personnel on the VA loan program. We provide comprehensive guides, calculators and insight pertaining to VA Loans, VA Loan refinance and VA ARM loans. Through VALoans.com, veterans and active duty military members across the country can find information and tips on obtaining a VA Loan.


Read About Veteran Mortgage News, Updates, and Guidelines
--> VA Loan Benefits for the Spouse Alone?

In general, VA loan rules that cover VA loan eligibility for a new purchase have specific guidelines for active duty, members of the Guard and Reserve, as well as regulations that address VA loan eligibility for military spouses in two separate categories

--> FHA Lowers Loan Limits: Does This Affect VA Loans?

The Federal Housing Administration issued a statement on August 19, 2011, announcing lower FHA loan limits for some counties located in the most expensive markets.

--> Your VA Loan and Natural Disasters

Even if your home is uninhabitable after a fire, flood, earthquake or other disaster, keep on making your VA mortgage payments. Insurance claims are a complex and confusing portion of the disaster recovery process.

--> What Is The DD214?

When military members out-process as part of retirement or separation, getting the DD214 is one of the last things to happen. Some companies offer to get your DD214 for a fee. While this is not technically illegal, it is misleading.

--> Who Can Use the VA Loan Benefit?

Dependent children of veterans cannot have the VA home loan benefit transferred to them. Some of the confusion may arise from the fact that other VA home loan benefits have become transferable to dependents, such as the GI Bill.

--> VA Loan Myths: The Honorable Discharge Requirement

There is a common variation on a theme when it comes to questions of the VA loan rules that cover military discharges. Do VA Loan rules require a borrower to have an honorable discharge in order to qualify for the program?

--> Appraisals and the Condition of the Roof

VA loan minimum property requirements do include guidance about the condition of the roof in general terms. However, if you’re looking for instructions to the lender about what it takes for a roof to pass the VA appraisal, you may be disappointed.

--> What You Should Know About VA Loan Bonus Entitlement

VA borrowers may wonder if it's possible to purchase a home, move in and use the property as the full-time residence, but later on choose to purchase another home in another area and use VA loan benefits to purchase that home.

--> When Can I Sell the Condo I Purchased With a VA Loan?

We get many questions about buying and selling properties purchased with a VA home loan. Buyers ask about appraisals, closing costs, and the VA loan funding fee, and sellers want to know how VA loan rules might affect the transaction.

--> A Frequently Asked Question About VA Appraisal Expiration Dates

There are plenty of common questions about VA loans in general, but where the appraisal process is specifically concerned, there is one the comes up very frequently about appraisal expiration dates and appraisal re-use.