VA Loans for Veterans
Read About News, Updates, and Guidelines
The people at VALoans.com specialize in getting VA mortgage loans for our customers. We offer a full menu of VA loan products focused on meeting the home financing needs of active duty military and veterans across the country. Our complimentary pre-approvals give you the comfort you need to shop for your home with confidence.
VA LOAN ARTICLES
Read About Veteran Mortgage News, Updates, and Guidelines
Who Can Use the VA Loan Benefit?
Dependent children of veterans cannot have the VA home loan benefit transferred to them. Some of the confusion may arise from the fact that other VA home loan benefits have become transferable to dependents, such as the GI Bill.
VA Loan Myths: The Honorable Discharge Requirement
There is a common variation on a theme when it comes to questions of the VA loan rules that cover military discharges. Do VA Loan rules require a borrower to have an honorable discharge in order to qualify for the program?
Appraisals and the Condition of the Roof
VA loan minimum property requirements do include guidance about the condition of the roof in general terms. However, if you’re looking for instructions to the lender about what it takes for a roof to pass the VA appraisal, you may be disappointed.
What You Should Know About VA Loan Bonus Entitlement
VA borrowers may wonder if it's possible to purchase a home, move in and use the property as the full-time residence, but later on choose to purchase another home in another area and use VA loan benefits to purchase that home.
When Can I Sell the Condo I Purchased With a VA Loan?
We get many questions about buying and selling properties purchased with a VA home loan. Buyers ask about appraisals, closing costs, and the VA loan funding fee, and sellers want to know how VA loan rules might affect the transaction.
A Frequently Asked Question About VA Appraisal Expiration Dates
There are plenty of common questions about VA loans in general, but where the appraisal process is specifically concerned, there is one the comes up very frequently about appraisal expiration dates and appraisal re-use.
VA Loans for Non Residential Use
Chapter Three of the VA Lender's Handbook addresses this issue of non-residential use of a VA loan both in terms of what is specifically allowed AND what is not specifically allowed. VA mortgage loans are specifically meant for residences.
Which VA Refinancing Loans Require Occupancy?
If you have an existing VA home loan, you already know about the VA occupancy requirement for these loans. But some home owners are confused when it comes to these rules when it’s time to refinance the mortgage.
Your VA Loan and Natural Disasters
Even if your home is uninhabitable after a fire, flood, earthquake or other disaster, keep on making your VA mortgage payments. Insurance claims are a complex and confusing portion of the disaster recovery process.
Lowering Your VA Mortgage Bills
There are ways you can lower your monthly VA loan mortgage payments--some can be done before closing the deal on your loan and others happen after you've made more than six payments.