VA Loans for Veterans
Read About News, Updates, and Guidelines
The people at VALoans.com specialize in getting VA mortgage loans for our customers. We offer a full menu of VA loan products focused on meeting the home financing needs of active duty military and veterans across the country. Our complimentary pre-approvals give you the comfort you need to shop for your home with confidence.
VA LOAN ARTICLES
Read About Veteran Mortgage News, Updates, and Guidelines
VA Home Loans in Separate States?
Borrowers interested in buying a home with a new purchase VA mortgage are required to certify that they will live in the home personally and that the property is to be used for their personal occupancy.
Basic Rules You Should Know About ARMs
In the same way that the real estate market itself goes through cycles, so does the popularity of certain types of VA home loans. This has a lot to do with the general state of the economy and personal preferences.
VA Benefit Updates for Same Sex Couples and Joint Loans
This update to VA home loan rules includes a warning for same-sex married couples who may be eligible for VA mortgage loans. Since not all states recognize same-sex marriages, VA loan procedures and requirements may depend on the location of the borrower.
VA Loans for Dependent Children of Veterans?
VA loans are generally for only the veteran, veteran and spouse together, or the surviving spouse of a veteran under certain circumstances. Some non-veterans are allowed to apply.
Signing a Sales Contract Before VA Appraisal Results
When shopping for a home to purchase using a VA guaranteed home loan, sometimes there are situations where the borrower is asked to sign a sales contract before getting the results of the VA appraisal.
Refinancing VA Loans to Adjustable Rate Mortgages
There are two basic kinds of VA refinancing loans--the VA cash-out refinance loan and the VA Streamline Refinancing option also known as a VA Interest Rate Reduction Refinancing Loan or VA IRRRL.
VA Loans For Non-Home Use?
In general, VA loan rules don’t allow for personal loans or other credit for uses other than buying a home. The VA loan program only guarantees new purchase home loans or refinancing loans.
VA Loan Interest Rates
It’s easy to assume that the Department of Veterans Affairs sets the interest rates on VA home loans, or that the VA has a hand in regulating those rates somehow. But the VA does neither.
Common VA Loan Questions: Entitlement Restoration
There are specific VA loan rules which must be followed in order to accomplish the restoration of VA loan entitlement, but they don’t cover turnaround times or ways to expedite the restoration request.
VA Loans for Mobile Homes and Land Purchases
There are many people who want to know why some types of VA home loans aren't available, even though the VA loan program technically allows them.