VA Loans for Veterans
Read About News, Updates, and Guidelines
The people at VALoans.com specialize in getting VA mortgage loans for our customers. We offer a full menu of VA loan products focused on meeting the home financing needs of active duty military and veterans across the country. Our complimentary pre-approvals give you the comfort you need to shop for your home with confidence.
VA LOAN ARTICLES
Read About Veteran Mortgage News, Updates, and Guidelines
Which VA Refinancing Loans Require Occupancy?
If you have an existing VA home loan, you already know about the VA occupancy requirement for these loans. But some home owners are confused when it comes to these rules when it’s time to refinance the mortgage.
Your VA Loan and Natural Disasters
Even if your home is uninhabitable after a fire, flood, earthquake or other disaster, keep on making your VA mortgage payments. Insurance claims are a complex and confusing portion of the disaster recovery process.
Lowering Your VA Mortgage Bills
There are ways you can lower your monthly VA loan mortgage payments--some can be done before closing the deal on your loan and others happen after you've made more than six payments.
VA Loan Rules and Second Mortgage Loans
One common misconception about VA home loans is that the program is aimed only at first time home buyers. It may be possible to get a second mortgage on a home purchased with a VA home loa
Answers to a Common Question About VA Appraisals
“I just bought a home using a VA Loan and just found out that the electrical circuits are not grounded. Is this something that should have been discovered at the time of the appraisal?”
VA Loan and Lender Rules Regarding Missed Payments
VA lenders must follow VA minimum standards for loan approval, but there is often a higher standard with the lender, and those higher standards are not against VA loan program rules.
Student Loans and Your VA Home Loan Application
One important piece of advice many experts give to those preparing for a new home loan application is to examine your debt picture. Understanding your obligations is an important step in learning what you can afford.
Credit Card Fraud and Your VA Loan Application
Recent headlines about big-box retailers who were victims of credit card fraud have resulted in thousands of people wondering if their accounts have been compromised. Potential VA borrowers have plenty of reasons to be concerned.
VA Loans for Guard/Reserve Members
Are you a member of the National Guard or are a Reservist interested in using your VA home loan benefits? Do you know what the basic eligibility requirements for using your VA loan benefits are?
Do VA Loans Require Flood Insurance?
Some borrowers want to know whether there’s a requirement for hazard insurance with VA home loans. A quick look at VA loan rules covering the hazard insurance issue, reveals a requirement for the lender to insure the home is protected.