VA Loans
The more you know about getting a VA loan, the more you will realize how little red tape there really is in using this mortgage to buy or refinance a home.
VALoans.com

VA Loan Guidelines

VA Mortgage Checklist

Before you start the loan process, you'll need to have some information at hand for all loan applicants:
  1. Social Security numbers
  2. Residence addresses for the past two years
  3. Names and addresses of your employers over past two years
  4. Your current gross monthly salary
  5. Names, addresses, account numbers and balances on all checking and savings accounts
  6. Names, addresses, account numbers, balances and monthly payments on all open loans
  7. Addresses and loan information of other real estate owned
  8. Estimated value of furniture and personal property
  9. Certificate of Eligibility and DD214, (for veterans only)
  10. W2's for the past two years and current check stubs
  11. For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business
In addition, you will need to pay for a credit report and appraisal of the property.

VA Loan Rates
for 11/20/2009

30 Year Fixed
0.000 points
4.875%
4.980% APR

15 Year Fixed
0.000 points
4.500%
4.679% APR

Military Loans
Personal loans from $500 to $10,000

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VA Loans 101
Vital information for using your VA benefits to buy a home.
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FHA Refinance
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VALoans.com is a private company specializing in VA financing and is not a government agency.

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