VA Loan Requirements

VA Home Loan Guidelines

Before you start the loan process, you'll need to have some information at hand for all loan applicants:

Social Security numbers
Residence addresses for the past two years
Names and addresses of your employers over past two years
Your current gross monthly salary
Names, addresses, account numbers and balances on all checking and savings accounts
Names, addresses, account numbers, balances and monthly payments on all open loans
Addresses and loan information of other real estate owned
Estimated value of furniture and personal property
Certificate of Eligibility and DD214, (for veterans only)
W2's for the past two years and current check stubs
For self-employed individuals, you will need to provide personal tax returns for the past two years, current income statement and balance sheet for the business

In addition, you will need to pay for a credit report and appraisal of the property.

FREE CREDIT SCORE

Do you know what's on
your credit report?

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Forms for Veteran Benefits
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VA LOAN RATES

New Home Loan
National Averages
for 2/03/2012

30 Year Fixed

0.000 points
4.000%
4.082% APR

15 Year Fixed

0.000 points
3.250%
3.404% APR

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-- VA Adjustable Rate (ARM)
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-- FHA Loan Limits

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