BAH: Locality-based Rates
2013 Basic Allowance for Housing
The Basic Allowance for Housing, or BAH for short, is a military benefit that comes in handy when applying for an FHA loan or VA home loan because it provides the lender with an easy-to-measure proof of a veteran’s ability to pay a mortgage. While BAH isn’t specifically designed to help military members pay a mortgage, it is an important military benefit for anyone considering taking an FHA or VA loan on that first home.
Alabama BAH Rates
(2013 Basic Allowance for Housing rates in AL001 - ANNISTON/FORT MCCLELLAN, AL002 - FORT RUCKER, AL003 - HUNTSVILLE, AL004 - MOBILE, AL005 - MONTGOMERY, AL006 - AUBURN, AL007 - BIRMINGHAM, and AL008 - TUSCALOOSA)
Alaska BAH Rates
(2013 Basic Allowance for Housing rates in AK400 - KETCHIKAN, AK401 - SITKA, K402 - JUNEAU, AK403 - KODIAK ISLAND, AK404 - ANCHORAGE, and AK405 - FAIRBANKS)
Arizona BAH Rates
(2013 Basic Allowance for Housing rates in AZ013 - PHOENIX, AZ014 - FORT HUACHUCA, AZ015 - DAVIS-MONTHAN AFB, and AZ016 - YUMA)
Arkansas BAH Rates
(2013 Basic Allowance for Housing rates in AR010 - LITTLE ROCK, AR011 - PINE BLUFF, AR012 - FORT CHAFFEE/FORT SMITH, AR411 - FAYETTEVILLE, and AR419 - JONESBORO)
California BAH Rates
(2013 Basic Allowance for Housing rates in CA018 - OAKLAND, CA019 - SAN FRANCISCO, CA021 - CHINA LAKE NAVWEPCEN, CA022 - FRESNO, CA023 - LEMOORE NAS, CA024 - CAMP PENDLETON, CA025 - VENTURA, CA026 - VANDENBERG AFB, CA027 - MARIN/SONOMA, CA028 - BARSTOW/FORT IRWIN, CA031 - SAN BERNARDINO, CA032 - TWENTY NINE PALMS MCB, CA033 - BEALE AFB, CA034 - SACRAMENTO, CA035 - STOCKTON, CA036 - VALLEJO/TRAVIS AFB, CA037 - LOS ANGELES, CA038 - SAN DIEGO, CA039 - MONTEREY, CA040 - BAKERSFIELD, CA041 - RIVERSIDE, CA042 - HUMBOLDT COUNTY, CA044 - SANTA CLARA COUNTY, CA392 - SAN LUIS OBISPO, CA393 - BRIDGEPORT, CA420 - EL CENTRO, CA421 - FORT BRAGG, and CA457 - EDWARDS AFB/PALMDALE)
Colorado BAH Rates
(2013 Basic Allowance for Housing rates in CO045 - DENVER, CO046 - COLORADO SPRINGS, CO047 - FORT COLLINS, and CO422 - BOULDER)
Connecticut BAH Rates
(2013 Basic Allowance for Housing rates in CT049 - NEW LONDON, CT050 - HARTFORD, and CT051 - NEW HAVEN/FAIRFIELD)
Delaware BAH Rates
(2013 Basic Allowance for Housing rates in DE054 - DOVER AFB and DE055 - REHOBOTH BEACH)
District of Columbia BAH Rates
(2013 Basic Allowance for Housing rates in DC053 - WASHINGTON)
Florida BAH Rates
(2013 Basic Allowance for Housing rates in FL056 - EGLIN AFB, FL057 - GAINESVILLE, FL058 - JACKSONVILLE, FL059 - PATRICK AFB, FL061 - MIAMI, FL062 - ORLANDO, FL063 - PANAMA CITY, FL064 - PENSACOLA, FL065 - TALLAHASSEE, FL066 - TAMPA, FL067 - WEST PALM BEACH, FL068 - OCALA, FL069 - FLORIDA KEYS, FL070 - VOLUSIA COUNTY, FL397 - POLK COUNTY, FL423 - FORT PIERCE, and FL424 - FT MYERS BCH)
Georgia BAH Rates
(2013 Basic Allowance for Housing rates in GA071 - ATLANTA, GA072 - ALBANY, GA073 - FORT GORDON, GA074 - KINGS BAY/BRUNSWICK, GA075 - FORT BENNING, GA076 - ROBINS AFB, GA077 - SAVANNAH, GA078 - ATHENS, GA079 - DAHLONEGA, GA080 - FORT STEWART, and GA081 - MOODY AFB)
Hawaii BAH Rates
(2013 Basic Allowance for Housing rates in HI407 - MAUI COUNTY, HI408 - HONOLULU COUNTY, HI409 - HAWAII COUNTY, and HI414 - KAUAI COUNTY)
Idaho BAH Rates
(2013 Basic Allowance for Housing rates in ID084 - BOISE, ID085 - IDAHO FALLS, ID086 - MOUNTAIN HOME AFB, and ID333 - MOSCOW)
Illinois BAH Rates
(2013 Basic Allowance for Housing rates in IL088 - CHAMPAIGN/URBANA, IL089 - ROCK ISLAND, IL090 - PEORIA, IL092 - GREAT LAKES NAVTRACEN, IL093 - SCOTT AFB, IL325 - CHICAGO, IL335 - SPRINGFIELD/DECATUR, IL366 - JOLIET ARMY DEPOT, and IL427 - ROCKFORD)
Indiana BAH Rates
(2013 Basic Allowance for Housing rates in IN094 - INDIANAPOLIS, IN096 - LAFAYETTE, IN097 - FORT WAYNE, IN099 - SOUTH BEND, IN337 - EVANSVILLE, IN338 - TERRE HAUTE, IN399 - BLOOMINGTON)
Iowa BAH Rates
(2013 Basic Allowance for Housing rates in IA082 - DES MOINES, IA083 - AMES, IA330 - WATERLOO, IA331 - DUBUQUE, IA332 - CEDAR RAPIDS, IA389 - SIOUX CITY, and IA425 - IOWA CITY)
Kansas BAH Rates
(2013 Basic Allowance for Housing rates in KS100 - FORT RILEY, KS101 - WICHITA/MCCONNELL AFB, KS102 - FORT LEAVENWORTH, KS104 - LAWRENCE, KS105 - TOPEKA, and KS334 - SALINA)
Kentucky BAH Rates
(2013 Basic Allowance for Housing rates in KY106 - FORT CAMPBELL, KY107 - LEXINGTON, KY109 - LOUISVILLE, KY110 - FORT KNOX, KY112 - OWENSBORO, KY339 - FRANKFORT, KY429 - BOWLING GREEN, and KY430 - PADUCAH)
Louisiana BAH Rates
(2013 Basic Allowance for Housing rates in LA113 - ALEXANDRIA, LA114 - BATON ROUGE, LA115 - FORT POLK, LA116 - NEW ORLEANS, LA117 - SHREVEPORT/BARKSDALE AFB, LA118 - LAFAYETTE, LA326 - ST MARY AND TERREBONNE, LA370 - LAKE CHARLES, and LA371 - MONROE)
Maine BAH Rates
(2013 Basic Allowance for Housing rates in ME136 - BRUNSWICK, ME137 - CARIBOU/LIMESTONE, ME139 - PORTLAND, ME141 - COASTAL MAINE, and ME390 - BANGOR)
Maryland BAH Rates
(2013 Basic Allowance for Housing rates in MD127 - ABERDEEN PROVING GROUNDS, MD128 - ANNAPOLIS, MD129 - BALTIMORE, MD130 - FORT DETRICK, MD133 - FORT G. G. MEADE, MD134 - INDIAN HEAD NAVORDSTA, MD135 - PATUXENT RIVER, MD340 - CUMBERLAND, MD432 - OCEAN CITY, and MD458 - OXFORD)
Massachusetts BAH Rates
(2013 Basic Allowance for Housing rates in MA119 - NANTUCKET, MA120 - BOSTON, MA121 - CAPE COD, MA122 - WORCESTER, MA123 - DEVENS, MA124 - PLYMOUTH, MA125 - ESSEX CO, MA126 - HAMPDEN COUNTY, MA151 - MARTHA'S VINEYARD, and MA377 - HANSCOM AFB)
Michigan BAH Rates
(2013 Basic Allowance for Housing rates in MI142 - DETROIT, MI143 - MARQUETTE, MI145 - SAULT STE MARIE, MI146 - TRAVERSE CITY, MI148 - GRAND HAVEN, MI149 - PORT HURON, MI152 - BATTLE CREEK/KALAMAZOO, MI153 - LANSING, MI154 - GRAND RAPIDS, MI155 - ANN ARBOR, MI156 - SAGINAW, MI157 - ALPENA COUNTY, and MI434 - CHARLEVOIX)
Minnesota BAH Rates
(2013 Basic Allowance for Housing rates in MN158 - DULUTH, MN159 - MINNEAPOLIS/ST PAUL, MN376 - SAINT CLOUD, and MN436 - ROCHESTER)
Mississippi BAH Rates
(2013 Basic Allowance for Housing rates in MS168 - GULFPORT, MS169 - COLUMBUS AFB, MS170 - JACKSON, MS171 - MERIDIAN, MS172 - HATTIESBURG, MS410 - PASCAGOULA, MS437 - GREENVILLE, and MS438 - TUPELO)
Missouri BAH Rates
(2013 Basic Allowance for Housing rates in MO160 - KANSAS CITY, MO161 - ST. LOUIS, MO162 - WHITEMAN AFB, MO163 - FORT LEONARD WOOD, MO164 - SPRINGFIELD, MO165 - COLUMBIA/JEFFERSON CITY, MO343 - CAPE GIRARDEAU, and MO344 - SAINT JOSEPH)
Montana BAH Rates
(2013 Basic Allowance for Housing rates in MT175 - MALMSTROM AFB/GREAT FLS, MT347 - HELENA, MT379 - BILLINGS, and MT441 - MISSOULA)
Nebraska BAH Rates
(2013 Basic Allowance for Housing rates in NE192 - OMAHA/OFFUTT AFB and NE193 - LINCOLN)
Nevada BAH Rates
(2013 Basic Allowance for Housing rates in NV199 - LAKE TAHOE, NV211 - FALLON NAS, NV212 - NELLIS AFB/LAS VEGAS, and NV213 - RENO/CARSON CITY)
New Hampshire BAH Rates
(2013 Basic Allowance for Housing rates in NH194 - PORTSMOUTH and NH195 - MANCHESTER/CONCORD)
New Jersey BAH Rates
(2013 Basic Allowance for Housing rates in NJ196 - ATLANTIC CITY, NJ198 - CAPE MAY, NJ200 - FORT MONMOUTH/EARLE NWS, NJ201 - PERTH AMBOY, NJ202 - NORTHERN NEW JERSEY, NJ203 - TRENTON, and NJ204 - FT DIX/MCGUIRE/LAKEHURST)
New Mexico BAH Rates
(2013 Basic Allowance for Housing rates in NM205 - HOLLOMAN AFB/ALAMOGORDO, NM206 - ALBUQUERQUE/KIRTLAND AFB, NM207 - CANNON AFB/CLOVIS, NM209 - WHITE SANDS MR/LAS CRUCE, and NM210 - SANTA FE/LOS ALAMOS )
New York BAH Rates
(2013 Basic Allowance for Housing rates in NY215 - BALLSTON SPA/ALBANY, NY216 - BUFFALO, NY217 - WEST POINT, NY218 - LONG ISLAND, NY219 - NEW YORK CITY, NY221 - ROCHESTER, NY222 - ROME/GRIFFISS AFB, NY223 - SYRACUSE, NY225 - FORT DRUM/WATERTOWN, NY226 - BINGHAMTON/ITHACA, NY349 - WESTCHESTER COUNTY, NY413 - STATEN ISLAND, NY444 - POTSDAM, and NY445 - KINGSTON/SAUGERTIES)
North Carolina BAH Rates
(2013 Basic Allowance for Housing rates in NC176 - OUTER BANKS, NC177 - MOREHEAD/CHERRY PT MCAS, NC178 - CAMP LEJEUNE, NC179 - CHARLOTTE, NC180 - DURHAM/CHAPEL HILL, NC181 - ELIZABETH CITY, NC182 - FORT BRAGG/POPE AFB, NC183 - SEYMOUR JOHNSON AFB, NC184 - GREENSBORO, NC185 - RALEIGH, NC186 - WILMINGTON, NC187 - ASHEVILLE, and NC372 - GREENVILLE)
North Dakota BAH Rates
(2013 Basic Allowance for Housing rates in ND188 - BISMARCK, ND189 - FARGO, ND190 - GRAND FORKS, and ND191 - MINOT AFB)
Ohio BAH Rates
(2013 Basic Allowance for Housing rates in OH227 - AKRON, OH228 - CINCINNATI, OH229 - CLEVELAND, OH230 - COLUMBUS, OH231 - WRIGHT-PATTERSON AFB, OH232 - TOLEDO, OH233 - YOUNGSTOWN, OH382 - MANSFIELD, and OH446 - LIMA)
Oklahoma BAH Rates
(2013 Basic Allowance for Housing rates in OK235 - ALTUS AFB, OK236 - VANCE AFB/ENID, OK237 - FORT SILL/LAWTON,
OK239 - OKLAHOMA CITY, and OK240 - TULSA)
Oregon BAH Rates
(2013 Basic Allowance for Housing rates in OR241 - ASTORIA, OR242 - COOS BAY, OR243 - PORTLAND, OR244 - SALEM, OR245 - CORVALLIS, OR246 - EUGENE, and OR373 - KLAMATH FALLS)
Pennsylvania BAH Rates
(2013 Basic Allowance for Housing rates in PA247 - CARLISLE BARRACKS, PA248 - PHILADELPHIA, PA249 - NAS WILLOW GROVE, PA250 - PITTSBURGH, PA251 - READING, PA252 - STATE COLLEGE, PA253 - ERIE, PA254 - WILKES-BARRE/SCRANTON, PA255 - ALLENTOWN/BETHLEHEM, and PA383 - JOHNSTOWN)
Rhode Island BAH Rates
(2013 Basic Allowance for Housing rates in RI256 - NEWPORT and RI257 - PROVIDENCE)
South Carolina BAH Rates
(2013 Basic Allowance for Housing rates in SC258 - BEAUFORT/PARRIS ISLAND, SC259 - CHARLESTON, SC260 - COLUMBIA/FORT JACKSON, SC261 - GREENVILLE, SC262 - MYRTLE BEACH, SC263 - SUMTER/SHAW AFB, and SC375 - FLORENCE)
South Dakota BAH Rates
(2013 Basic Allowance for Housing rates in SD264 - RAPID CITY/ELLSWORTH AFB and SD265 - SIOUX FALLS)
Tennessee BAH Rates
(includes Basic Allowance for TN266 - CHATTANOOGA, TN267 - KNOXVILLE, TN268 - MEMPHIS, TN269 - NASHVILLE, TN353 - JOHNSON CITY/KINGSPORT, TN354 - MANCHESTER/TULLAHOMA, and TN449 - JACKSON)
Texas BAH Rates
(2013 Basic Allowance for Housing rates in TX270 - ABILENE/DYESS AFB, TX271 - AMARILLO, TX272 - AUSTIN, TX273 - BEAUMONT, TX274 - COLLEGE STATION, TX275 - CORPUS CHRISTI, TX276 - KINGSVILLE, TX277 - DALLAS, TX278 - LAUGHLIN AFB/DEL RIO, TX279 - EL PASO, TX281 - BROWNSVILLE, TX282 - HOUSTON, TX283 - LUBBOCK/REESE AFB, TX284 - GOODFELLOW AFB, TX285 - SAN ANTONIO, TX286 - FORT HOOD, TX288 - WICHITA FLS/SHEPPARD AFB, TX356 - FORT WORTH, TX387 - TYLER, and TX415 - WACO)
Utah BAH Rates
(2013 Basic Allowance for Housing rates in UT291 - OGDEN/HILL AFB, UT292 - SALT LAKE CITY, and UT357 - PROVO)
Vermont BAH Rates
(2013 Basic Allowance for Housing rates in VT305 - BURLINGTON)
Virginia BAH Rates
(2013 Basic Allowance for Housing rates in VA295 - CHARLOTTESVILLE, VA296 - QUANTICO/WOODBRIDGE, VA297 - HAMPTON/NEWPORT NEWS, VA298 - NORFOLK/PORTSMOUTH, VA300 - PETERSBURG/FORT LEE, VA301 - RICHMOND, VA302 - WARRENTON/VINT HILL FARM, VA303 - LEXINGTON, VA362 - ROANOKE, and VA368 - FORT A.P. HILL)
Washington BAH Rates
(2013 Basic Allowance for Housing rates in WA306 - BREMERTON, WA307 - EVERETT, WA308 - PORT ANGELES, WA309 - SEATTLE, WA310 - SPOKANE, WA311 - TACOMA, WA312 - WHIDBEY ISLAND, and WA313 - YAKIMA, WA315 - ABERDEEN)
West Virginia BAH Rates
(2013 Basic Allowance for Housing rates in WV320 - MORGANTOWN, WV322 - HUNTINGTON, WV323 - CHARLESTON, WV360 - BECKLEY, WV454 - MARTINSBURG, WV455 - CLARKSBURG, and WV456 - PARKERSBURG)
Wisconsin BAH Rates
(2013 Basic Allowance for Housing rates in WI316 - MADISON, WI317 - MILWAUKEE, WI318 - SPARTA/FORT MCCOY, WI319 - OSHKOSH/APPLETON, WI358 - GREEN BAY, WI359 - STEVENS POINT, WI412 - STURGEON BAY, and WI453 - EAU CLAIRE)
Wyoming BAH Rates
(2013 Basic Allowance for Housing rates in WY324 - CHEYENNE)
