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Veteran Home Loans







For VA loans up to $417,000, it is usually possible for qualified veterans to obtain no downpayment financing. Get pre-approved on your new VA home loan.

 
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A VA Loan for Your New Home

Buying a home is one of the biggest and most important decisions you will ever make. We understand that and want to make the process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we're here to make your home buying journey a great one.


 

  • Use the Debt to Income Ratios to figure out how much you can afford to pay for a home.

  • Get pre-approved on your home loan. Knowing that your mortgage loan and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you're a serious buyer.


FREQUENTLY ASKED QUESTION # 2   [ -more VA Loan questions- ]
- - - - - -
Q: Using the VA Loan is a Good Idea

A: The more you know about our home loan program, the more you will realize how little "red tape" there really is in getting a VA loan. These loans are often made without any downpayment at all, and frequently offer lower interest rates than ordinarily available with other kinds of loans. Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan. And if the lender is approved for automatic processing, as more and more lenders are now, a buyer's loan can be processed and closed by the lender without waiting for VA's approval of the credit application.


VA Loan Rates
for 7/03/2009


30 year fixed
-----------------
0.000 points
5.500%
5.610% APR

15 year fixed
-----------------
0.000 points
5.500%
5.686% APR



Serving the military community with personal loans from $500 to $10k.

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Montgomery GI Bill benefits can get you started:
University of Phoenix
- AIU Online
- Capella University
- DeVry University
- Kaplan University
- Westwood College
- The Art Institutes
- Strayer University
- Walden University
- Virginia College
- Grand Canyon U.
- Grantham Univ.
- Jones Int'l Univ.
- South University
- Ellis College
- CTU Online
- Baker College



FHA Refinancing
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an FHA loan FHA lenders provide an effective way to put your home equity to work.



VALoans.com is a private company specializing in VA financing and is not a government agency.



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VA Home Loans 101
An easy reference guide offering vital information for using your VA benefits to buy a home.

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Learn more about the different types of loans we offer from the VA and FHA government sites.