Skip to Content
Not affiliated or endorsed by the Department of Veterans Affairs or any government agency. NMLS #1907. Not available in NV or NY.

VA Lending Limits for Michigan Cities

Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States

City Single Family Home ($0 down and up to)
Acme $510,400
Ada $510,400
Addison $510,400
Adrian $510,400
Afton $510,400
Ahmeek $510,400
Akron $510,400
Alanson $510,400
Alba $510,400
Albion $510,400
Alden $510,400
Alger $510,400
Algonac $510,400
Allegan $510,400
Allen $510,400
Allen Park $510,400
Allendale $510,400
Allenton $510,400
Allouez $510,400
Alma $510,400
Almont $510,400
Alpena $510,400
Alpha $510,400
Alto $510,400
Amasa $510,400
Anchorville $510,400
Ann Arbor $510,400
Applegate $510,400
Arcadia $510,400
Argentine $510,400
Argyle $510,400
Armada $510,400
Arnold $510,400
Ashley $510,400
Athens $510,400
Atlanta $510,400
Atlantic Mine $510,400
Atlas $510,400
Attica $510,400
Au Gres $510,400
Au Train $510,400
Auburn $510,400
Auburn Hills $510,400
Augusta $510,400
Avoca $510,400
Azalia $510,400
Bad Axe $510,400
Bailey $510,400
Baldwin $510,400
Bancroft $510,400
Bangor $510,400
Bannister $510,400
Baraga $510,400
Barbeau $510,400
Bark River $510,400
Baroda $510,400
Barryton $510,400
Barton City $510,400
Bath $510,400
Battle Creek $510,400
Bay City $510,400
Bay Port $510,400
Bay Shore $510,400
Bear Lake $510,400
Beaver Island $510,400
Beaverton $510,400
Bedford $510,400
Belding $510,400
Bellaire $510,400
Belleville $510,400
Bellevue $510,400
Belmont $510,400
Bentley $510,400
Benton Harbor $510,400
Benzonia $510,400
Bergland $510,400
Berkley $510,400
Berrien Center $510,400
Berrien Springs $510,400
Bessemer $510,400
Beulah $510,400
Big Bay $510,400
Big Rapids $510,400
Birch Run $510,400
Birmingham $510,400
Bitely $510,400
Black River $510,400
Blanchard $510,400
Blissfield $510,400
Bloomfield Hills $510,400
Bloomingdale $510,400
Boon $510,400
Boyne City $510,400
Boyne Falls $510,400
Bradley $510,400
Brampton $510,400
Branch $510,400
Branden $510,400
Brandon $510,400
Brant $510,400
Breckenridge $510,400
Breedsville $510,400
Brethren $510,400
Bridgeport $510,400
Bridgewater $510,400
Bridgman $510,400
Brighton $510,400
Brimley $510,400
Britton $510,400
Brockway Twp $510,400
Brohman $510,400
Bronson $510,400
Brooklyn $510,400
Brown City $510,400
Brownstown $510,400
Brownstown Tsp $510,400
Bruce Crossing $510,400
Brutus $510,400
Buchanan $510,400
Buckley $510,400
Burlington $510,400
Burnips $510,400
Burr Oak $510,400
Burt $510,400
Burt Lake $510,400
Burton $510,400
Byron $510,400
Byron Center $510,400
Cadillac $510,400
Caledonia $510,400
Calumet $510,400
Camden $510,400
Canadian Lake $510,400
Canadian Lakes $510,400
Cannonsburg $510,400
Canton $510,400
Capac $510,400
Carleton $510,400
Carney $510,400
Caro $510,400
Carp Lake $510,400
Carrollton $510,400
Carson City $510,400
Carsonville $510,400
Casco $510,400
Caseville $510,400
Casnovia $510,400
Caspian $510,400
Cass City $510,400
Cassopolis $510,400
Cedar $510,400
Cedar Lake $510,400
Cedar Springs $510,400
Cedarville $510,400
Cement City $510,400
Center Line $510,400
Central Lake $510,400
Centreville $510,400
Ceresco $510,400
Champion $510,400
Channing $510,400
Charlevoix $510,400
Charlotte $510,400
Chase $510,400
Chassell $510,400
Chatham $510,400
Cheboygan $510,400
Chelsea $510,400
Chesaning $510,400
Chesterfield $510,400
China $510,400
Chippewa Lake $510,400
Clare $510,400
Clarklake $510,400
Clarkston $510,400
Clarksville $510,400
Clawson $510,400
Clay $510,400
Clayton $510,400
Clifford $510,400
Climax $510,400
Clinton $510,400
Clinton Township $510,400
Clio $510,400
Cloverdale $510,400
Cohoctah $510,400
Coldwater $510,400
Coleman $510,400
Coloma $510,400
Colon $510,400
Columbiaville $510,400
Columbus $510,400
Comins $510,400
Commerce Township $510,400
Comstock $510,400
Comstock Park $510,400
Concord $510,400
Conklin $510,400
Constantine $510,400
Conway $510,400
Cooks $510,400
Coopersville $510,400
Copemish $510,400
Copper City $510,400
Copper Harbor $510,400
Coral $510,400
Cornell $510,400
Corunna $510,400
Cottrellville $510,400
Covert $510,400
Covington $510,400
Cross Village $510,400
Croswell $510,400
Crystal $510,400
Crystal Falls $510,400
Curran $510,400
Curtis $510,400
Custer $510,400
Dafter $510,400
Daggett $510,400
Dansville $510,400
Davisburg $510,400
Davison $510,400
De Tour Village $510,400
Dearborn $510,400
Dearborn Heights $510,400
Decatur $510,400
Decker $510,400
Deckerville $510,400
Deerfield $510,400
Deerton $510,400
Deford $510,400
Delton $510,400
Detroit $510,400
Dewitt $510,400
Dewitt Township $510,400
Dexter $510,400
Dimondale $510,400
Dodgeville $510,400
Dollar Bay $510,400
Dorr $510,400
Douglas $510,400
Dowagiac $510,400
Dowling $510,400
Drayton Plains $510,400
Drummond Island $510,400
Dryden $510,400
Dundee $510,400
Durand $510,400
Eagle $510,400
East China $510,400
East Jordan $510,400
East Lansing $510,400
East Leroy $510,400
East Tawas $510,400
Eastlake $510,400
Eastpointe $510,400
Eastport $510,400
Eaton Rapids $510,400
Eau Claire $510,400
Eben Junction $510,400
Eckerman $510,400
Ecorse $510,400
Edenville $510,400
Edmore $510,400
Edwardsburg $510,400
Elberta $510,400
Elk Rapids $510,400
Elkton $510,400
Ellsworth $510,400
Elm Hall $510,400
Elmira $510,400
Elsie $510,400
Elwell $510,400
Ely $510,400
Emmett $510,400
Empire $510,400
Engadine $510,400
Erie $510,400
Escanaba $510,400
Essexville $510,400
Eureka $510,400
Evart $510,400
Ewen $510,400
Fair Haven $510,400
Fairgrove $510,400
Fairview $510,400
Falmouth $510,400
Farmington $510,400
Farmington Hills $510,400
Farwell $510,400
Felch $510,400
Fennville $510,400
Fenton $510,400
Fenwick $510,400
Ferndale $510,400
Ferrysburg $510,400
Fife Lake $510,400
Filer City $510,400
Filion $510,400
Flat Rock $510,400
Flint $510,400
Flushing $510,400
Forestville $510,400
Fort Gratiot $510,400
Foster City $510,400
Fostoria $510,400
Fountain $510,400
Fowler $510,400
Fowlerville $510,400
Frankenmuth $510,400
Frankfort $510,400
Franklin $510,400
Fraser $510,400
Frederic $510,400
Free Soil $510,400
Freeland $510,400
Freeport $510,400
Fremont $510,400
Frontier $510,400
Fruitport $510,400
Fulton $510,400
Gaastra $510,400
Gagetown $510,400
Gaines $510,400
Galesburg $510,400
Galien $510,400
Garden $510,400
Garden City $510,400
Gaylord $510,400
Genesee $510,400
Germfask $510,400
Gilford $510,400
Gladstone $510,400
Gladwin $510,400
Glen Arbor $510,400
Glenn $510,400
Glennie $510,400
Gobles $510,400
Goetzville $510,400
Good Hart $510,400
Goodells $510,400
Goodrich $510,400
Gould City $510,400
Gowen $510,400
Grand Blanc $510,400
Grand Haven $510,400
Grand Junction $510,400
Grand Ledge $510,400
Grand Marais $510,400
Grand Rapids $510,400
Grandville $510,400
Grant $510,400
Grant Township $510,400
Grass Lake $510,400
Grawn $510,400
Grayling $510,400
Greenbush $510,400
Greenland $510,400
Greenville $510,400
Gregory $510,400
Gross Pointe Farms $510,400
Gross Pointe Woods $510,400
Grosse Ile $510,400
Grosse Point Park $510,400
Grosse Pointe $510,400
Grosse Pointe Farms $510,400
Grosse Pointe Park $510,400
Grosse Pointe Woods $510,400
Gulliver $510,400
Gwinn $510,400
Hadley $510,400
Hagar Shores $510,400
Hale $510,400
Hamburg $510,400
Hamilton $510,400
Hamtramck $510,400
Hancock $510,400
Hanover $510,400
Harbert $510,400
Harbor Beach $510,400
Harbor Springs $510,400
Harper Woods $510,400
Harrietta $510,400
Harris $510,400
Harrison $510,400
Harrison Township $510,400
Harrisville $510,400
Harsens Island $510,400
Hart $510,400
Hartford $510,400
Hartland $510,400
Haslett $510,400
Hastings $510,400
Hawks $510,400
Hazel Park $510,400
Hemlock $510,400
Henderson $510,400
Hermansville $510,400
Herron $510,400
Hersey $510,400
Hesperia $510,400
Hessel $510,400
Hickory Corners $510,400
Higgins Lake $510,400
Highland $510,400
Highland Park $510,400
Hillman $510,400
Hillsdale $510,400
Holland $510,400
Holly $510,400
Holt $510,400
Holton $510,400
Homer $510,400
Honor $510,400
Hope $510,400
Hopkins $510,400
Horton $510,400
Houghton $510,400
Houghton Lake $510,400
Houghton Lake Heights $510,400
Howard City $510,400
Howell $510,400
Hubbard Lake $510,400
Hubbardston $510,400
Hubbell $510,400
Hudson $510,400
Hudsonville $510,400
Hulbert $510,400
Huntington Woods $510,400
Ida $510,400
Idlewild $510,400
Imlay City $510,400
Independence $510,400
Indian River $510,400
Ingalls $510,400
Inkster $510,400
Interlochen $510,400
Ionia $510,400
Ira $510,400
Iron Mountain $510,400
Iron River $510,400
Irons $510,400
Ironwood $510,400
Ishpeming $510,400
Ithaca $510,400
Jackson $510,400
Jamestown $510,400
Jasper $510,400
Jeddo $510,400
Jenison $510,400
Jerome $510,400
Johannesburg $510,400
Jones $510,400
Jonesville $510,400
Kalamazoo $510,400
Kaleva $510,400
Kalkaska $510,400
Kawkawlin $510,400
Kearsarge $510,400
Keego Harbor $510,400
Kendall $510,400
Kenockee $510,400
Kent City $510,400
Kentwood $510,400
Kewadin $510,400
Kimball $510,400
Kincheloe $510,400
Kinde $510,400
Kingsford $510,400
Kingsley $510,400
Kingston $510,400
Kinross $510,400
La Salle $510,400
Lachine $510,400
Lacota $510,400
Laingsburg $510,400
Lake $510,400
Lake Ann $510,400
Lake City $510,400
Lake George $510,400
Lake Isabella $510,400
Lake Isabelle $510,400
Lake Leelanau $510,400
Lake Linden $510,400
Lake Odessa $510,400
Lake Orion $510,400
Lakeland $510,400
Lakeside $510,400
Lakeview $510,400
Lakeville $510,400
Lambertville $510,400
Lamont $510,400
Lanse $510,400
Lansing $510,400
Lapeer $510,400
Lathrup Village $510,400
Laurium $510,400
Lawrence $510,400
Lawton $510,400
Leland $510,400
Lennon $510,400
Leonard $510,400
Leonidas $510,400
Leroy $510,400
Leslie $510,400
Levering $510,400
Lewiston $510,400
Lexington $510,400
Lincoln $510,400
Lincoln Park $510,400
Linden $510,400
Linwood $510,400
Litchfield $510,400
Little Lake $510,400
Livonia $510,400
Long Lake $510,400
Loretto $510,400
Lowell $510,400
Ludington $510,400
Luna Pier $510,400
Lupton $510,400
Luther $510,400
Luzerne $510,400
Lyons $510,400
Macatawa $510,400
Mackinac Island $510,400
Mackinaw City $510,400
Macomb $510,400
Macomb Township $510,400
Madison Heights $510,400
Mancelona $510,400
Manchester $510,400
Manistee $510,400
Manistique $510,400
Manitou Beach $510,400
Manton $510,400
Maple City $510,400
Maple Rapids $510,400
Marcellus $510,400
Marenisco $510,400
Marine City $510,400
Marion $510,400
Marlette $510,400
Marne $510,400
Marquette $510,400
Marshall $510,400
Martin $510,400
Marysville $510,400
Mason $510,400
Mass City $510,400
Mattawan $510,400
Maybee $510,400
Mayfield $510,400
Mayville $510,400
Mc Bain $510,400
Mc Millan $510,400
Mcbrides $510,400
Mears $510,400
Mecosta $510,400
Melvin $510,400
Melvindale $510,400
Memphis $510,400
Mendon $510,400
Menominee $510,400
Merrill $510,400
Merritt $510,400
Mesick $510,400
Metamora $510,400
Michigamme $510,400
Michigan Center $510,400
Middleton $510,400
Middleville $510,400
Midland $510,400
Mikado $510,400
Milan $510,400
Milford $510,400
Millersburg $510,400
Millington $510,400
Minden City $510,400
Mio $510,400
Mohawk $510,400
Moline $510,400
Monroe $510,400
Montague $510,400
Montgomery $510,400
Montrose $510,400
Moran $510,400
Morenci $510,400
Morley $510,400
Morrice $510,400
Moscow $510,400
Mosherville $510,400
Mount Clemens $510,400
Mount Morris $510,400
Mount Pleasant $510,400
Muir $510,400
Mullett Lake $510,400
Mulliken $510,400
Munger $510,400
Munising $510,400
Munith $510,400
Muskegon $510,400
Mussey $510,400
Nadeau $510,400
Nahma $510,400
Napoleon $510,400
Nashville $510,400
National City $510,400
National Mine $510,400
Naubinway $510,400
Nazareth $510,400
Negaunee $510,400
New Baltimore $510,400
New Boston $510,400
New Buffalo $510,400
New Era $510,400
New Haven $510,400
New Hudson $510,400
New Lothrop $510,400
New Troy $510,400
Newaygo $510,400
Newberry $510,400
Newport $510,400
Niles $510,400
Nisula $510,400
North Adams $510,400
North Branch $510,400
North Muskegon $510,400
North Muskgon $510,400
North Star $510,400
North Street $510,400
Northport $510,400
Northville $510,400
Norton Shores $510,400
Norvell $510,400
Norway $510,400
Nottawa $510,400
Novi $510,400
Nunica $510,400
Oak Grove $510,400
Oak Park $510,400
Oakland $510,400
Oakley $510,400
Oden $510,400
Okemos $510,400
Old Mission $510,400
Olivet $510,400
Omena $510,400
Omer $510,400
Onaway $510,400
Onekama $510,400
Onondaga $510,400
Onsted $510,400
Ontonagon $510,400
Oregon $510,400
Orion Township $510,400
Orleans $510,400
Ortonville $510,400
Oscoda $510,400
Oshtemo $510,400
Osseo $510,400
Ossineke $510,400
Otisville $510,400
Otsego $510,400
Ottawa Lake $510,400
Otter Lake $510,400
Ovid $510,400
Owendale $510,400
Owosso $510,400
Oxford $510,400
Painesdale $510,400
Palmer $510,400
Palms $510,400
Palmyra $510,400
Palo $510,400
Paradise $510,400
Parchment $510,400
Paris $510,400
Parma $510,400
Paw Paw $510,400
Peck $510,400
Pelkie $510,400
Pellston $510,400
Pentwater $510,400
Perkins $510,400
Perrinton $510,400
Perronville $510,400
Perry $510,400
Petersburg $510,400
Petoskey $510,400
Pewamo $510,400
Pickford $510,400
Pierson $510,400
Pigeon $510,400
Pinckney $510,400
Pinconning $510,400
Pittsford $510,400
Plainwell $510,400
Pleasant Lake $510,400
Pleasant Ridge $510,400
Plymouth $510,400
Pointe Aux Pins $510,400
Pompeii $510,400
Pontiac $510,400
Port Austin $510,400
Port Hope $510,400
Port Huron $510,400
Port Sanilac $510,400
Port Sheldon $510,400
Portage $510,400
Portland $510,400
Posen $510,400
Potterville $510,400
Powers $510,400
Prescott $510,400
Presque Isle $510,400
Prudenville $510,400
Pullman $510,400
Quincy $510,400
Quinnesec $510,400
Ralph $510,400
Ramsay $510,400
Rapid City $510,400
Rapid River $510,400
Ravenna $510,400
Ray $510,400
Reading $510,400
Redford $510,400
Reed City $510,400
Reese $510,400
Remus $510,400
Republic $510,400
Rhodes $510,400
Richland $510,400
Richmond $510,400
Richville $510,400
Riga $510,400
Riley $510,400
River Rouge $510,400
Riverdale $510,400
Riverside $510,400
Riverview $510,400
Rives Junction $510,400
Rochester $510,400
Rochester Hills $510,400
Rock $510,400
Rockford $510,400
Rockland $510,400
Rockwood $510,400
Rodney $510,400
Rogers City $510,400
Romeo $510,400
Romulus $510,400
Roosevelt Park $510,400
Roscommon $510,400
Rose City $510,400
Rosebush $510,400
Roseville $510,400
Rothbury $510,400
Royal Oak $510,400
Rudyard $510,400
Rumely $510,400
Ruth $510,400
Saginaw $510,400
Sagola $510,400
Saint Charles $510,400
Saint Clair $510,400
Saint Clair Shores $510,400
Saint Helen $510,400
Saint Ignace $510,400
Saint Johns $510,400
Saint Joseph $510,400
Saint Louis $510,400
Salem $510,400
Saline $510,400
Samaria $510,400
Sand Creek $510,400
Sand Lake $510,400
Sandusky $510,400
Sanford $510,400
Saranac $510,400
Saugatuck $510,400
Sault Sainte Marie $510,400
Sawyer $510,400
Schoolcraft $510,400
Scotts $510,400
Scottville $510,400
Sears $510,400
Sebewaing $510,400
Seneca $510,400
Seney $510,400
Shaftsburg $510,400
Shelby $510,400
Shelby Township $510,400
Shelbyville $510,400
Shepherd $510,400
Sheridan $510,400
Sherwood $510,400
Shingleton $510,400
Sidnaw $510,400
Sidney $510,400
Silverwood $510,400
Six Lakes $510,400
Skandia $510,400
Skanee $510,400
Smiths Creek $510,400
Smyrna $510,400
Snover $510,400
Sodus $510,400
Somerset $510,400
Somerset Center $510,400
South Boardman $510,400
South Branch $510,400
South Haven $510,400
South Lyon $510,400
South Range $510,400
South Rockwood $510,400
Southfield $510,400
Southgate $510,400
Spalding $510,400
Sparta $510,400
Spencer $510,400
Spring Arbor $510,400
Spring Lake $510,400
Springfield Township $510,400
Springport $510,400
Spruce $510,400
Stambaugh $510,400
Standish $510,400
Stanton $510,400
Stanwood $510,400
Stephenson $510,400
Sterling $510,400
Sterling Heights $510,400
Stevensville $510,400
Stockbridge $510,400
Strongs $510,400
Sturgis $510,400
Sumner $510,400
Sunfield $510,400
Superior Township $510,400
Suttons Bay $510,400
Swartz Creek $510,400
SYLVAN BEACH $510,400
Tawas City $510,400
Taylor $510,400
Tecumseh $510,400
Tekonsha $510,400
Temperance $510,400
Thompsonville $510,400
Three Oaks $510,400
Three Rivers $510,400
Tipton $510,400
Toivola $510,400
Topinabee $510,400
Tower $510,400
Traverse City $510,400
Trenary $510,400
Trenton $510,400
Trout Creek $510,400
Trout Lake $510,400
Troy $510,400
Trufant $510,400
Turner $510,400
Tuscola $510,400
Tustin $510,400
Twin Lake $510,400
Twining $510,400
Ubly $510,400
Union $510,400
Union City $510,400
Union Lake $510,400
Union Pier $510,400
Unionville $510,400
University Center $510,400
Utica $510,400
Van Buren Township $510,400
Vandalia $510,400
Vanderbilt $510,400
Vassar $510,400
Vermontville $510,400
Vernon $510,400
Vernon City $510,400
Vestaburg $510,400
Vicksburg $510,400
Vulcan $510,400
Wabaningo $510,400
Wakefield $510,400
Waldron $510,400
Wales $510,400
Walhalla $510,400
Walker $510,400
Walkerville $510,400
Wallace $510,400
Walled Lake $510,400
Walloon Lake $510,400
Warren $510,400
Washington $510,400
Washington Township $510,400
Waterford $510,400
Waterford Township $510,400
Waters $510,400
Watersmeet $510,400
Watervliet $510,400
Watton $510,400
Wayland $510,400
Wayne $510,400
Webberville $510,400
Weidman $510,400
Wells $510,400
Wellston $510,400
West Bloomfield $510,400
West Branch $510,400
West Olive $510,400
Westland $510,400
Weston $510,400
Westphalia $510,400
Wetmore $510,400
Wheeler $510,400
White Cloud $510,400
White Lake $510,400
White Pigeon $510,400
White Pine $510,400
Whitehall $510,400
Whitmore Lake $510,400
Whittaker $510,400
Whittemore $510,400
Williamsburg $510,400
Williamston $510,400
Willis $510,400
Wilson $510,400
Winn $510,400
Wixom $510,400
Wolverine $510,400
Woodhaven $510,400
Woodland $510,400
Wyandotte $510,400
Wyoming $510,400
Yale $510,400
Ypsilanti $510,400
Zeeland $510,400
Veterans United Home Loans is a VA approved lender; Mortgage Research Center, LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. Not available in NV or NY. 1400 Veterans United Dr., Columbia, MO 65203. Equal Housing Lender