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Not affiliated or endorsed by the Department of Veterans Affairs or any government agency. NMLS #1907. Not available in NV or NY.

VA Lending Limits for North Carolina Cities

Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States

City Single Family Home ($0 down and up to)
Aberdeen $453,100
Advance $453,100
Ahoskie $453,100
Alamance $453,100
Albemarle $453,100
Albertson $453,100
Alexander $453,100
Alexis $453,100
Alliance $453,100
Almond $453,100
Altamahaw $453,100
Andrews $453,100
Angier $453,100
Ansonville $453,100
Apex $453,100
Arapahoe $453,100
Ararat $453,100
Archdale $453,100
Arden $453,100
Ash $453,100
Asheboro $453,100
Asheville $453,100
Atkinson $453,100
Atlantic $453,100
Atlantic Beach $453,100
Aulander $453,100
Aurora $453,100
Autryville $453,100
Avon $453,100
Ayden $453,100
Aydlett $458,850
Badin $453,100
Bahama $453,100
Bailey $453,100
Bakersville $453,100
Balsam $453,100
Balsam Grove $453,100
Banner Elk $453,100
Barco $458,850
Barium Springs $453,100
Barnardsville $453,100
Barnesville $453,100
Bat Cave $453,100
Bath $453,100
Battleboro $453,100
Bayboro $453,100
Bear Creek $453,100
Beaufort $453,100
Belews Creek $453,100
Belhaven $453,100
Bellarthur $453,100
Belmont $453,100
Belvidere $625,500
Bennett $453,100
Benson $453,100
Bessemer City $453,100
Bethania $453,100
Bethel $453,100
Beulaville $453,100
Biscoe $453,100
Black Creek $453,100
Black Mountain $453,100
Bladenboro $453,100
Blanch $453,100
Blounts Creek $453,100
Blowing Rock $453,100
Boiling Spring Lakes $453,100
Boiling Springs $453,100
Boiling Springs Lakes $453,100
Bolivia $453,100
Bolton $453,100
Bonlee $453,100
Boomer $453,100
Boone $453,100
Boonville $453,100
Bostic $453,100
Brasstown $453,100
Brevard $453,100
Bridgeton $453,100
Broadway $453,100
Browns Summit $453,100
Brunswick $453,100
Bryson City $453,100
Buies Creek $453,100
Bullock $453,100
Bunn $453,100
Bunnlevel $453,100
Burgaw $453,100
Burlington $453,100
Burnsville $453,100
Butner $453,100
Buxton $453,100
Bynum $453,100
Calabash $453,100
Calypso $453,100
Camden $625,500
Cameron $453,100
Camp Lejeune $453,100
Candler $453,100
Candor $453,100
Canton $453,100
Cape Carteret $453,100
Caroleen $453,100
Carolina Beach $453,100
Carolina Shores $453,100
Carrboro $453,100
Carthage $453,100
Cary $453,100
Casar $453,100
Cashiers $453,100
Castalia $453,100
Castle Hayne $453,100
Catawba $453,100
Cedar Falls $453,100
Cedar Grove $453,100
Cedar Island $453,100
Cedar Mountain $453,100
Cedar Point $453,100
Cerro Gordo $453,100
Chadbourn $453,100
Chapel Hill $453,100
Charlotte $453,100
Cherokee $453,100
Cherry Point $453,100
Cherryville $453,100
Chimney Rock $453,100
China Grove $453,100
Chinquapin $453,100
Chocowinity $453,100
Claremont $453,100
Clarendon $453,100
Clarkton $453,100
Clayton $453,100
Clemmons $453,100
Cleveland $453,100
Cliffside $453,100
Climax $453,100
Clinton $453,100
Clyde $453,100
Coats $453,100
Cofield $453,100
Coinjock $458,850
Colerain $453,100
Colfax $453,100
Collettsville $453,100
Columbia $453,100
Columbus $453,100
Comfort $453,100
Como $453,100
Concord $453,100
Conetoe $453,100
CONNELLY SPRINGS $453,100
Connellys Springs $453,100
Conover $453,100
Conway $453,100
Cooleemee $453,100
Corapeake $458,850
Cordova $453,100
Cornelius $453,100
Corolla $458,850
Council $453,100
Cove City $453,100
Cramerton $453,100
Creedmoor $453,100
Creston $453,100
Creswell $453,100
Crossnore $453,100
Crouse $453,100
Crumpler $453,100
Culberson $453,100
Cullowhee $453,100
Cumberland $453,100
Cumnock $453,100
Currie $453,100
Currituck $458,850
Dallas $453,100
Dana $453,100
Danbury $453,100
Davidson $453,100
Davis $453,100
Deep Gap $453,100
Deep Run $453,100
Delco $453,100
Denton $453,100
Denver $453,100
Dillsboro $453,100
Dobson $453,100
Dover $453,100
Drexel $453,100
Dublin $453,100
Dudley $453,100
Dunn $453,100
Durants Neck $625,500
Durham $453,100
Eagle Springs $453,100
Earl $453,100
East Bend $453,100
East Flat Rock $453,100
East Spencer $453,100
Eastover $453,100
Eden $453,100
Edenton $453,100
Edneyville $453,100
Edward $453,100
Efland $453,100
Elizabeth City $625,500
Elizabethtown $453,100
Elk Park $453,100
Elkin $453,100
Ellenboro $453,100
Ellerbe $453,100
Elm City $453,100
Elon $453,100
Emerald Isle $453,100
Enfield $453,100
Engelhard $483,000
Enka $453,100
Ennice $453,100
Ernul $453,100
Erwin $453,100
Ether $453,100
Etowah $453,100
Eure $458,850
Everetts $453,100
Evergreen $453,100
Fair Bluff $453,100
Fairfield $483,000
Fairmont $453,100
Fairview $453,100
Faison $453,100
Faith $453,100
Falcon $453,100
Falkland $453,100
Fallston $453,100
Farmville $453,100
Fayetteville $453,100
Ferguson $453,100
Flat Rock $453,100
Fleetwood $453,100
Fletcher $453,100
Fontana Dam $453,100
Forest City $453,100
Fort Bragg $453,100
Fountain $453,100
Four Oaks $453,100
Franklin $453,100
Franklinton $453,100
Franklinville $453,100
Frederick $453,100
Fremont $453,100
Frisco $453,100
Fuquay Varina $453,100
Garland $453,100
Garner $453,100
Garysburg $453,100
Gaston $453,100
Gastonia $453,100
Gates $458,850
Gatesville $458,850
Germanton $453,100
Gerton $453,100
Gibson $453,100
Gibsonville $453,100
Glade Valley $453,100
Glen Alpine $453,100
Glendale Springs $453,100
Glenville $453,100
Glenwood $453,100
Gloucester $453,100
Godwin $453,100
Gold Hill $453,100
Goldsboro $453,100
Goldston $453,100
Graham $453,100
Grandy $458,850
Granite Falls $453,100
Granite Quarry $453,100
Grantsboro $453,100
Grassy Creek $453,100
Green Mountain $453,100
Greensboro $453,100
Greenville $453,100
Grifton $453,100
Grimesland $453,100
Grover $453,100
Gulf $453,100
Halifax $453,100
Hallsboro $453,100
Hamilton $453,100
Hamlet $453,100
Hampstead $453,100
Hamptonville $453,100
Harbinger $458,850
Harkers Island $453,100
Harmony $453,100
Harrells $453,100
Harrellsville $453,100
Harris $453,100
Harrisburg $453,100
Hassell $453,100
Hatteras $453,100
Havelock $453,100
Haw River $453,100
Hayesville $453,100
Hays $453,100
Hazelwood $453,100
Henderson $453,100
Hendersonville $453,100
Henrico $453,100
Henrietta $453,100
Hertford $625,500
Hickory $453,100
Hiddenite $453,100
High Point $453,100
High Shoals $453,100
Highfalls $453,100
Highlands $453,100
Hildebran $453,100
Hillsborough $453,100
Hobbsville $458,850
Hobgood $453,100
Hobucken $453,100
Hoffman $453,100
Hollister $453,100
Holly Ridge $453,100
Holly Springs $453,100
Hookerton $453,100
Hope Mills $453,100
Horse Shoe $453,100
Hot Springs $453,100
Hubert $453,100
Hudson $453,100
Huntersville $453,100
Hurdle Mills $453,100
Icard $453,100
Indian Trail $453,100
Iron Station $453,100
Ivanhoe $453,100
Jackson $453,100
Jackson Springs $453,100
Jacksonville $453,100
Jamestown $453,100
Jamesville $453,100
Jarvisburg $458,850
Jefferson $453,100
Jonas Ridge $453,100
Jonesville $453,100
Julian $453,100
Kannapolis $453,100
Kelford $453,100
Kelly $453,100
Kenansville $453,100
Kenly $453,100
Kernersville $453,100
Kill Devil Hills $453,100
King $453,100
Kings Mountain $453,100
Kinston $453,100
Kipling $453,100
Kittrell $453,100
Kitty Hawk $453,100
Knightdale $453,100
Knotts Island $458,850
Kure Beach $453,100
La Grange $453,100
Lake Junaluska $453,100
Lake Lure $453,100
Lake Toxaway $453,100
Lake Waccamaw $453,100
Lakeview $453,100
Landis $453,100
Lansing $453,100
Lattimore $453,100
Laurel Hill $453,100
Laurel Springs $453,100
Laurinburg $453,100
Lawndale $453,100
Lawsonville $453,100
Leasburg $453,100
Leicester $453,100
Leland $453,100
Lemon Springs $453,100
Lenoir $453,100
Lewiston Woodville $453,100
Lewisville $453,100
Lexington $453,100
Liberty $453,100
Lilesville $453,100
Lillington $453,100
Lincolnton $453,100
Linden $453,100
Linville $453,100
Linville Falls $453,100
Linwood $453,100
Little Switzerland $453,100
Littleton $453,100
Locust $453,100
Longwood $453,100
Louisburg $453,100
Lowell $453,100
Lowgap $453,100
Lowland $453,100
Lucama $453,100
Lumber Bridge $453,100
Lumberton $453,100
Lynn $453,100
Macclesfield $453,100
Macon $453,100
Madison $453,100
Maggie Valley $453,100
Magnolia $453,100
Maiden $453,100
Mamers $453,100
Manns Harbor $453,100
Manson $453,100
Manteo $453,100
Maple $458,850
Maple Hill $453,100
Marble $453,100
Margarettsville $453,100
Marietta $453,100
Marion $453,100
Mars Hill $453,100
Marshall $453,100
Marshallberg $453,100
Marshville $453,100
Marston $453,100
Matthews $453,100
Maury $453,100
Maxton $453,100
Mayodan $453,100
Maysville $453,100
Mc Adenville $453,100
Mc Farlan $453,100
Mc Grady $453,100
Mc Leansville $453,100
Mccutcheon Field $453,100
Mebane $453,100
Merritt $453,100
Merry Hill $453,100
Micaville $453,100
Micro $453,100
Middleburg $453,100
Middlesex $453,100
Midland $453,100
Midway Park $453,100
Mill Spring $453,100
Millers Creek $453,100
MILLS RIVER $453,100
Milton $453,100
Milwaukee $453,100
Mineral Springs $453,100
Minneapolis $453,100
Mint Hill $453,100
Misenheimer $453,100
Mocksville $453,100
Moncure $453,100
Monroe $453,100
Montezuma $453,100
Montreat $453,100
Mooresboro $453,100
Mooresville $453,100
Moravian Falls $453,100
Morehead City $453,100
Morganton $453,100
Morrisville $453,100
Morven $453,100
Mount Airy $453,100
Mount Gilead $453,100
Mount Holly $453,100
Mount Mourne $453,100
Mount Olive $453,100
Mount Pleasant $453,100
Mount Ulla $453,100
Mountain Home $453,100
Moyock $458,850
Murfreesboro $453,100
Murphy $453,100
N Topsail Beach $453,100
Nags Head $453,100
Nakina $453,100
Naples $453,100
Nashville $453,100
Nebo $453,100
New Bern $453,100
New Hill $453,100
New London $453,100
Newell $453,100
Newland $453,100
Newport $453,100
Newton $453,100
Newton Grove $453,100
Norlina $453,100
Norman $453,100
North Wilkesboro $453,100
Norwood $453,100
Oak City $453,100
Oak Island $453,100
Oak Ridge $453,100
Oakboro $453,100
Ocean Isle Beach $453,100
Ocracoke $483,000
Old Fort $453,100
Olin $453,100
Olivia $453,100
Oriental $453,100
Orrum $453,100
Otto $453,100
Oxford $453,100
Pantego $453,100
Parkton $453,100
Parmele $453,100
Patterson $453,100
Paw Creek $453,100
Peachland $453,100
Pelham $453,100
Pembroke $453,100
Pendleton $453,100
Penland $453,100
Penrose $453,100
Pfafftown $453,100
Pikeville $453,100
Pilot Mountain $453,100
Pine Hall $453,100
Pine Level $453,100
Pinebluff $453,100
Pinehurst $453,100
Pineola $453,100
Pinetops $453,100
Pinetown $453,100
Pineville $453,100
Piney Creek $453,100
Pink Hill $453,100
Pinnacle $453,100
Pisgah Forest $453,100
Pittsboro $453,100
Pleasant Garden $453,100
Pleasant Hill $453,100
Plumtree $453,100
Plymouth $453,100
Point Harbor $458,850
Polkton $453,100
Polkville $453,100
Pollocksville $453,100
Pope A F B $453,100
POPE ARMY AIRFIELD $453,100
Poplar Branch $458,850
Potecasi $453,100
Powells Point $458,850
Powellsville $453,100
Princeton $453,100
Princeville $453,100
Proctorville $453,100
Prospect Hill $453,100
Providence $453,100
Purlear $453,100
Raeford $453,100
Raleigh $453,100
Ramseur $453,100
Randleman $453,100
Red Oak $453,100
Red Springs $453,100
Reidsville $453,100
RESEARCH TRIANGLE PARK $453,100
Rex $453,100
Rhodhiss $453,100
Rich Square $453,100
Richfield $453,100
Richlands $453,100
Ridgecrest $453,100
Ridgeway $453,100
Riegelwood $453,100
Roanoke Rapids $453,100
Roaring Gap $453,100
Roaring River $453,100
Robbins $453,100
Robbinsville $453,100
Robersonville $453,100
Rockingham $453,100
Rockwell $453,100
Rocky Mount $453,100
Rocky Point $453,100
Rodanthe $453,100
Roduco $458,850
Rolesville $453,100
Ronda $453,100
Roper $453,100
Rose Hill $453,100
Roseboro $453,100
Rosman $453,100
Rougemont $453,100
Rowland $453,100
Roxboro $453,100
Roxobel $453,100
Ruffin $453,100
Rural Hall $453,100
Rutherford College $453,100
Rutherfordton $453,100
Saint Pauls $453,100
Salemburg $453,100
Salisbury $453,100
Salter Path $453,100
Saluda $453,100
Salvo $453,100
Sandy Ridge $453,100
Sanford $453,100
Sapphire $453,100
Saratoga $453,100
Saxapahaw $453,100
Scaly Mountain $453,100
Scotland Neck $453,100
Scotts $453,100
Scottville $453,100
Scranton $483,000
Seaboard $453,100
Seagrove $453,100
Sealevel $453,100
Sedalia $453,100
Selma $453,100
Semora $453,100
Seven Springs $453,100
Severn $453,100
Shallotte $453,100
Shannon $453,100
Sharpsburg $453,100
Shawboro $458,850
Shelby $453,100
Sherrills Ford $453,100
Shiloh $625,500
Siler City $453,100
Siloam $453,100
Simpson $453,100
Sims $453,100
Skyland $453,100
Smithfield $453,100
Smyrna $453,100
Sneads Ferry $453,100
Snow Camp $453,100
Snow Hill $453,100
Sophia $453,100
South Mills $625,500
Southern Pines $453,100
Southern Shores $453,100
Southmont $453,100
Southport $453,100
Sparta $453,100
Speed $453,100
Spencer $453,100
Spindale $453,100
Spring Hope $453,100
Spring Lake $453,100
Spruce Pine $453,100
Stacy $453,100
Staley $453,100
Stallings $453,100
Stanfield $453,100
Stanley $453,100
Stantonsburg $453,100
Star $453,100
State Road $453,100
Statesville $453,100
Stedman $453,100
Stella $453,100
Stem $453,100
Stokes $453,100
Stokesdale $453,100
Stoneville $453,100
Stonewall $453,100
Stony Point $453,100
Stovall $453,100
Stumpy Point $453,100
Sugar Grove $453,100
Summerfield $453,100
Sunbury $458,850
Sunset Beach $453,100
Supply $453,100
Surf City $453,100
Swannanoa $453,100
Swanquarter $483,000
Swansboro $453,100
Swepsonville $453,100
Sylva $453,100
Tabor City $453,100
Tar Heel $453,100
Tarawa Terrace $453,100
Tarboro $453,100
Taylorsville $453,100
Teachey $453,100
Terrell $453,100
Thomasville $453,100
Thurmond $453,100
Tillery $453,100
Timberlake $453,100
Toast $453,100
Tobaccoville $453,100
Todd $453,100
Topton $453,100
Townsville $453,100
Traphill $453,100
Trent Woods $453,100
Trenton $453,100
Trinity $453,100
Troutman $453,100
Troy $453,100
Tryon $453,100
Tuckasegee $453,100
Turkey $453,100
Turnersburg $453,100
Tuxedo $453,100
Tyner $453,100
Union Grove $453,100
Union Mills $453,100
Valdese $453,100
Vale $453,100
Valle Crucis $453,100
Vanceboro $453,100
Vandemere $453,100
Vass $453,100
Vaughan $453,100
Vilas $453,100
Waco $453,100
Wade $453,100
Wadesboro $453,100
Wagram $453,100
Wake Forest $453,100
Walkertown $453,100
Wallace $453,100
Wallburg $453,100
Walnut Cove $453,100
Walstonburg $453,100
Wanchese $453,100
Warne $453,100
Warrensville $453,100
Warrenton $453,100
Warsaw $453,100
Washington $453,100
Waves $453,100
Waxhaw $453,100
Waynesville $453,100
Weaverville $453,100
Webster $453,100
Welcome $453,100
Weldon $453,100
Wendell $453,100
Wentworth $453,100
West End $453,100
West Jefferson $453,100
Westfield $453,100
Whispering Pines $453,100
Whitakers $453,100
White Oak $453,100
White Plains $453,100
Whiteville $453,100
Whitsett $453,100
Whittier $453,100
Wilkesboro $453,100
Willard $453,100
Williamston $453,100
Williston $453,100
Willow Spring $453,100
Wilmington $453,100
Wilson $453,100
Wilsons Mills $453,100
Windsor $453,100
Winfall $625,500
Wingate $453,100
Winnabow $453,100
Winston Salem $453,100
Winterville $453,100
Winton $453,100
Wise $453,100
Woodland $453,100
Woodleaf $453,100
Wrightsville Beach $453,100
Yadkinville $453,100
Yanceyville $453,100
Youngsville $453,100
Zebulon $453,100
Zionville $453,100
Zirconia $453,100
Veterans United Home Loans is a VA approved lender; Mortgage Research Center, LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. Not available in NV or NY. 1400 Veterans United Dr., Columbia, MO 65203. Equal Housing Lender