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VA Lending Limits for North Carolina Cities

Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States

City Single Family Home ($0 down and up to)
Aberdeen $510,400
Advance $510,400
Ahoskie $510,400
Alamance $510,400
Albemarle $510,400
Albertson $510,400
Alexander $510,400
Alexis $510,400
Alliance $510,400
Almond $510,400
Altamahaw $510,400
Andrews $510,400
Angier $510,400
Ansonville $510,400
Apex $510,400
Arapahoe $510,400
Ararat $510,400
Archdale $510,400
Arden $510,400
Ash $510,400
Asheboro $510,400
Asheville $510,400
Atkinson $510,400
Atlantic $510,400
Atlantic Beach $510,400
Aulander $510,400
Aurora $510,400
Autryville $510,400
Avon $510,400
Ayden $510,400
Aydlett $510,400
Badin $510,400
Bahama $510,400
Bailey $510,400
Bakersville $510,400
Balsam $510,400
Balsam Grove $510,400
Banner Elk $510,400
Barco $510,400
Barium Springs $510,400
Barnardsville $510,400
Barnesville $510,400
Bat Cave $510,400
Bath $510,400
Battleboro $510,400
Bayboro $510,400
Bear Creek $510,400
Beaufort $510,400
Belews Creek $510,400
Belhaven $510,400
Bellarthur $510,400
Belmont $510,400
Belvidere $625,500
Bennett $510,400
Benson $510,400
Bessemer City $510,400
Bethania $510,400
Bethel $510,400
Beulaville $510,400
Biscoe $510,400
Black Creek $510,400
Black Mountain $510,400
Bladenboro $510,400
Blanch $510,400
Blounts Creek $510,400
Blowing Rock $510,400
Boiling Spring Lakes $510,400
Boiling Springs $510,400
Boiling Springs Lakes $510,400
Bolivia $510,400
Bolton $510,400
Bonlee $510,400
Boomer $510,400
Boone $510,400
Boonville $510,400
Bostic $510,400
Brasstown $510,400
Brevard $510,400
Bridgeton $510,400
Broadway $510,400
Browns Summit $510,400
Brunswick $510,400
Bryson City $510,400
Buies Creek $510,400
Bullock $510,400
Bunn $510,400
Bunnlevel $510,400
Burgaw $510,400
Burlington $510,400
Burnsville $510,400
Butner $510,400
Buxton $510,400
Bynum $510,400
Calabash $510,400
Calypso $510,400
Camden $625,500
Cameron $510,400
Camp Lejeune $510,400
Candler $510,400
Candor $510,400
Canton $510,400
Cape Carteret $510,400
Caroleen $510,400
Carolina Beach $510,400
Carolina Shores $510,400
Carrboro $510,400
Carthage $510,400
Cary $510,400
Casar $510,400
Cashiers $510,400
Castalia $510,400
Castle Hayne $510,400
Catawba $510,400
Cedar Falls $510,400
Cedar Grove $510,400
Cedar Island $510,400
Cedar Mountain $510,400
Cedar Point $510,400
Cerro Gordo $510,400
Chadbourn $510,400
Chapel Hill $510,400
Charlotte $510,400
Cherokee $510,400
Cherry Point $510,400
Cherryville $510,400
Chimney Rock $510,400
China Grove $510,400
Chinquapin $510,400
Chocowinity $510,400
Claremont $510,400
Clarendon $510,400
Clarkton $510,400
Clayton $510,400
Clemmons $510,400
Cleveland $510,400
Cliffside $510,400
Climax $510,400
Clinton $510,400
Clyde $510,400
Coats $510,400
Cofield $510,400
Coinjock $510,400
Colerain $510,400
Colfax $510,400
Collettsville $510,400
Columbia $510,400
Columbus $510,400
Comfort $510,400
Como $510,400
Concord $510,400
Conetoe $510,400
CONNELLY SPRINGS $510,400
Connellys Springs $510,400
Conover $510,400
Conway $510,400
Cooleemee $510,400
Corapeake $510,400
Cordova $510,400
Cornelius $510,400
Corolla $510,400
Council $510,400
Cove City $510,400
Cramerton $510,400
Creedmoor $510,400
Creston $510,400
Creswell $510,400
Crossnore $510,400
Crouse $510,400
Crumpler $510,400
Culberson $510,400
Cullowhee $510,400
Cumberland $510,400
Cumnock $510,400
Currie $510,400
Currituck $510,400
Dallas $510,400
Dana $510,400
Danbury $510,400
Davidson $510,400
Davis $510,400
Deep Gap $510,400
Deep Run $510,400
Delco $510,400
Denton $510,400
Denver $510,400
Dillsboro $510,400
Dobson $510,400
Dover $510,400
Drexel $510,400
Dublin $510,400
Dudley $510,400
Dunn $510,400
Durants Neck $625,500
Durham $510,400
Eagle Springs $510,400
Earl $510,400
East Bend $510,400
East Flat Rock $510,400
East Spencer $510,400
Eastover $510,400
Eden $510,400
Edenton $510,400
Edneyville $510,400
Edward $510,400
Efland $510,400
Elizabeth City $625,500
Elizabethtown $510,400
Elk Park $510,400
Elkin $510,400
Ellenboro $510,400
Ellerbe $510,400
Elm City $510,400
Elon $510,400
Emerald Isle $510,400
Enfield $510,400
Engelhard $510,400
Enka $510,400
Ennice $510,400
Ernul $510,400
Erwin $510,400
Ether $510,400
Etowah $510,400
Eure $510,400
Everetts $510,400
Evergreen $510,400
Fair Bluff $510,400
Fairfield $510,400
Fairmont $510,400
Fairview $510,400
Faison $510,400
Faith $510,400
Falcon $510,400
Falkland $510,400
Fallston $510,400
Farmville $510,400
Fayetteville $510,400
Ferguson $510,400
Flat Rock $510,400
Fleetwood $510,400
Fletcher $510,400
Fontana Dam $510,400
Forest City $510,400
Fort Bragg $510,400
Fountain $510,400
Four Oaks $510,400
Franklin $510,400
Franklinton $510,400
Franklinville $510,400
Frederick $510,400
Fremont $510,400
Frisco $510,400
Fuquay Varina $510,400
Garland $510,400
Garner $510,400
Garysburg $510,400
Gaston $510,400
Gastonia $510,400
Gates $510,400
Gatesville $510,400
Germanton $510,400
Gerton $510,400
Gibson $510,400
Gibsonville $510,400
Glade Valley $510,400
Glen Alpine $510,400
Glendale Springs $510,400
Glenville $510,400
Glenwood $510,400
Gloucester $510,400
Godwin $510,400
Gold Hill $510,400
Goldsboro $510,400
Goldston $510,400
Graham $510,400
Grandy $510,400
Granite Falls $510,400
Granite Quarry $510,400
Grantsboro $510,400
Grassy Creek $510,400
Green Mountain $510,400
Greensboro $510,400
Greenville $510,400
Grifton $510,400
Grimesland $510,400
Grover $510,400
Gulf $510,400
Halifax $510,400
Hallsboro $510,400
Hamilton $510,400
Hamlet $510,400
Hampstead $510,400
Hamptonville $510,400
Harbinger $510,400
Harkers Island $510,400
Harmony $510,400
Harrells $510,400
Harrellsville $510,400
Harris $510,400
Harrisburg $510,400
Hassell $510,400
Hatteras $510,400
Havelock $510,400
Haw River $510,400
Hayesville $510,400
Hays $510,400
Hazelwood $510,400
Henderson $510,400
Hendersonville $510,400
Henrico $510,400
Henrietta $510,400
Hertford $625,500
Hickory $510,400
Hiddenite $510,400
High Point $510,400
High Shoals $510,400
Highfalls $510,400
Highlands $510,400
Hildebran $510,400
Hillsborough $510,400
Hobbsville $510,400
Hobgood $510,400
Hobucken $510,400
Hoffman $510,400
Hollister $510,400
Holly Ridge $510,400
Holly Springs $510,400
Hookerton $510,400
Hope Mills $510,400
Horse Shoe $510,400
Hot Springs $510,400
Hubert $510,400
Hudson $510,400
Huntersville $510,400
Hurdle Mills $510,400
Icard $510,400
Indian Trail $510,400
Iron Station $510,400
Ivanhoe $510,400
Jackson $510,400
Jackson Springs $510,400
Jacksonville $510,400
Jamestown $510,400
Jamesville $510,400
Jarvisburg $510,400
Jefferson $510,400
Jonas Ridge $510,400
Jonesville $510,400
Julian $510,400
Kannapolis $510,400
Kelford $510,400
Kelly $510,400
Kenansville $510,400
Kenly $510,400
Kernersville $510,400
Kill Devil Hills $510,400
King $510,400
Kings Mountain $510,400
Kinston $510,400
Kipling $510,400
Kittrell $510,400
Kitty Hawk $510,400
Knightdale $510,400
Knotts Island $510,400
Kure Beach $510,400
La Grange $510,400
Lake Junaluska $510,400
Lake Lure $510,400
Lake Toxaway $510,400
Lake Waccamaw $510,400
Lakeview $510,400
Landis $510,400
Lansing $510,400
Lattimore $510,400
Laurel Hill $510,400
Laurel Springs $510,400
Laurinburg $510,400
Lawndale $510,400
Lawsonville $510,400
Leasburg $510,400
Leicester $510,400
Leland $510,400
Lemon Springs $510,400
Lenoir $510,400
Lewiston Woodville $510,400
Lewisville $510,400
Lexington $510,400
Liberty $510,400
Lilesville $510,400
Lillington $510,400
Lincolnton $510,400
Linden $510,400
Linville $510,400
Linville Falls $510,400
Linwood $510,400
Little Switzerland $510,400
Littleton $510,400
Locust $510,400
Longwood $510,400
Louisburg $510,400
Lowell $510,400
Lowgap $510,400
Lowland $510,400
Lucama $510,400
Lumber Bridge $510,400
Lumberton $510,400
Lynn $510,400
Macclesfield $510,400
Macon $510,400
Madison $510,400
Maggie Valley $510,400
Magnolia $510,400
Maiden $510,400
Mamers $510,400
Manns Harbor $510,400
Manson $510,400
Manteo $510,400
Maple $510,400
Maple Hill $510,400
Marble $510,400
Margarettsville $510,400
Marietta $510,400
Marion $510,400
Mars Hill $510,400
Marshall $510,400
Marshallberg $510,400
Marshville $510,400
Marston $510,400
Matthews $510,400
Maury $510,400
Maxton $510,400
Mayodan $510,400
Maysville $510,400
Mc Adenville $510,400
Mc Farlan $510,400
Mc Grady $510,400
Mc Leansville $510,400
Mccutcheon Field $510,400
Mebane $510,400
Merritt $510,400
Merry Hill $510,400
Micaville $510,400
Micro $510,400
Middleburg $510,400
Middlesex $510,400
Midland $510,400
Midway Park $510,400
Mill Spring $510,400
Millers Creek $510,400
MILLS RIVER $510,400
Milton $510,400
Milwaukee $510,400
Mineral Springs $510,400
Minneapolis $510,400
Mint Hill $510,400
Misenheimer $510,400
Mocksville $510,400
Moncure $510,400
Monroe $510,400
Montezuma $510,400
Montreat $510,400
Mooresboro $510,400
Mooresville $510,400
Moravian Falls $510,400
Morehead City $510,400
Morganton $510,400
Morrisville $510,400
Morven $510,400
Mount Airy $510,400
Mount Gilead $510,400
Mount Holly $510,400
Mount Mourne $510,400
Mount Olive $510,400
Mount Pleasant $510,400
Mount Ulla $510,400
Mountain Home $510,400
Moyock $510,400
Murfreesboro $510,400
Murphy $510,400
N Topsail Beach $510,400
Nags Head $510,400
Nakina $510,400
Naples $510,400
Nashville $510,400
Nebo $510,400
New Bern $510,400
New Hill $510,400
New London $510,400
Newell $510,400
Newland $510,400
Newport $510,400
Newton $510,400
Newton Grove $510,400
Norlina $510,400
Norman $510,400
North Wilkesboro $510,400
Norwood $510,400
Oak City $510,400
Oak Island $510,400
Oak Ridge $510,400
Oakboro $510,400
Ocean Isle Beach $510,400
Ocracoke $510,400
Old Fort $510,400
Olin $510,400
Olivia $510,400
Oriental $510,400
Orrum $510,400
Otto $510,400
Oxford $510,400
Pantego $510,400
Parkton $510,400
Parmele $510,400
Patterson $510,400
Paw Creek $510,400
Peachland $510,400
Pelham $510,400
Pembroke $510,400
Pendleton $510,400
Penland $510,400
Penrose $510,400
Pfafftown $510,400
Pikeville $510,400
Pilot Mountain $510,400
Pine Hall $510,400
Pine Level $510,400
Pinebluff $510,400
Pinehurst $510,400
Pineola $510,400
Pinetops $510,400
Pinetown $510,400
Pineville $510,400
Piney Creek $510,400
Pink Hill $510,400
Pinnacle $510,400
Pisgah Forest $510,400
Pittsboro $510,400
Pleasant Garden $510,400
Pleasant Hill $510,400
Plumtree $510,400
Plymouth $510,400
Point Harbor $510,400
Polkton $510,400
Polkville $510,400
Pollocksville $510,400
Pope A F B $510,400
POPE ARMY AIRFIELD $510,400
Poplar Branch $510,400
Potecasi $510,400
Powells Point $510,400
Powellsville $510,400
Princeton $510,400
Princeville $510,400
Proctorville $510,400
Prospect Hill $510,400
Providence $510,400
Purlear $510,400
Raeford $510,400
Raleigh $510,400
Ramseur $510,400
Randleman $510,400
Red Oak $510,400
Red Springs $510,400
Reidsville $510,400
RESEARCH TRIANGLE PARK $510,400
Rex $510,400
Rhodhiss $510,400
Rich Square $510,400
Richfield $510,400
Richlands $510,400
Ridgecrest $510,400
Ridgeway $510,400
Riegelwood $510,400
Roanoke Rapids $510,400
Roaring Gap $510,400
Roaring River $510,400
Robbins $510,400
Robbinsville $510,400
Robersonville $510,400
Rockingham $510,400
Rockwell $510,400
Rocky Mount $510,400
Rocky Point $510,400
Rodanthe $510,400
Roduco $510,400
Rolesville $510,400
Ronda $510,400
Roper $510,400
Rose Hill $510,400
Roseboro $510,400
Rosman $510,400
Rougemont $510,400
Rowland $510,400
Roxboro $510,400
Roxobel $510,400
Ruffin $510,400
Rural Hall $510,400
Rutherford College $510,400
Rutherfordton $510,400
Saint Pauls $510,400
Salemburg $510,400
Salisbury $510,400
Salter Path $510,400
Saluda $510,400
Salvo $510,400
Sandy Ridge $510,400
Sanford $510,400
Sapphire $510,400
Saratoga $510,400
Saxapahaw $510,400
Scaly Mountain $510,400
Scotland Neck $510,400
Scotts $510,400
Scottville $510,400
Scranton $510,400
Seaboard $510,400
Seagrove $510,400
Sealevel $510,400
Sedalia $510,400
Selma $510,400
Semora $510,400
Seven Springs $510,400
Severn $510,400
Shallotte $510,400
Shannon $510,400
Sharpsburg $510,400
Shawboro $510,400
Shelby $510,400
Sherrills Ford $510,400
Shiloh $625,500
Siler City $510,400
Siloam $510,400
Simpson $510,400
Sims $510,400
Skyland $510,400
Smithfield $510,400
Smyrna $510,400
Sneads Ferry $510,400
Snow Camp $510,400
Snow Hill $510,400
Sophia $510,400
South Mills $625,500
Southern Pines $510,400
Southern Shores $510,400
Southmont $510,400
Southport $510,400
Sparta $510,400
Speed $510,400
Spencer $510,400
Spindale $510,400
Spring Hope $510,400
Spring Lake $510,400
Spruce Pine $510,400
Stacy $510,400
Staley $510,400
Stallings $510,400
Stanfield $510,400
Stanley $510,400
Stantonsburg $510,400
Star $510,400
State Road $510,400
Statesville $510,400
Stedman $510,400
Stella $510,400
Stem $510,400
Stokes $510,400
Stokesdale $510,400
Stoneville $510,400
Stonewall $510,400
Stony Point $510,400
Stovall $510,400
Stumpy Point $510,400
Sugar Grove $510,400
Summerfield $510,400
Sunbury $510,400
Sunset Beach $510,400
Supply $510,400
Surf City $510,400
Swannanoa $510,400
Swanquarter $510,400
Swansboro $510,400
Swepsonville $510,400
Sylva $510,400
Tabor City $510,400
Tar Heel $510,400
Tarawa Terrace $510,400
Tarboro $510,400
Taylorsville $510,400
Teachey $510,400
Terrell $510,400
Thomasville $510,400
Thurmond $510,400
Tillery $510,400
Timberlake $510,400
Toast $510,400
Tobaccoville $510,400
Todd $510,400
Topton $510,400
Townsville $510,400
Traphill $510,400
Trent Woods $510,400
Trenton $510,400
Trinity $510,400
Troutman $510,400
Troy $510,400
Tryon $510,400
Tuckasegee $510,400
Turkey $510,400
Turnersburg $510,400
Tuxedo $510,400
Tyner $510,400
Union Grove $510,400
Union Mills $510,400
Valdese $510,400
Vale $510,400
Valle Crucis $510,400
Vanceboro $510,400
Vandemere $510,400
Vass $510,400
Vaughan $510,400
Vilas $510,400
Waco $510,400
Wade $510,400
Wadesboro $510,400
Wagram $510,400
Wake Forest $510,400
Walkertown $510,400
Wallace $510,400
Wallburg $510,400
Walnut Cove $510,400
Walstonburg $510,400
Wanchese $510,400
Warne $510,400
Warrensville $510,400
Warrenton $510,400
Warsaw $510,400
Washington $510,400
Waves $510,400
Waxhaw $510,400
Waynesville $510,400
Weaverville $510,400
Webster $510,400
Welcome $510,400
Weldon $510,400
Wendell $510,400
Wentworth $510,400
West End $510,400
West Jefferson $510,400
Westfield $510,400
Whispering Pines $510,400
Whitakers $510,400
White Oak $510,400
White Plains $510,400
Whiteville $510,400
Whitsett $510,400
Whittier $510,400
Wilkesboro $510,400
Willard $510,400
Williamston $510,400
Williston $510,400
Willow Spring $510,400
Wilmington $510,400
Wilson $510,400
Wilsons Mills $510,400
Windsor $510,400
Winfall $625,500
Wingate $510,400
Winnabow $510,400
Winston Salem $510,400
Winterville $510,400
Winton $510,400
Wise $510,400
Woodland $510,400
Woodleaf $510,400
Wrightsville Beach $510,400
Yadkinville $510,400
Yanceyville $510,400
Youngsville $510,400
Zebulon $510,400
Zionville $510,400
Zirconia $510,400

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