Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States
| City | Single Family Home ($0 down and up to) |
|---|---|
| Aberdeen | $510,400 |
| Absecon | $510,400 |
| Adelphia | $765,600 |
| Allamuchy | $510,400 |
| Allendale | $765,600 |
| Allenhurst | $765,600 |
| Allentown | $765,600 |
| Allenwood | $765,600 |
| Alloway | $510,400 |
| Alpine | $765,600 |
| Andover | $765,600 |
| Annandale | $765,600 |
| Asbury | $765,600 |
| Asbury Park | $765,600 |
| Atco | $510,400 |
| Atlantic City | $510,400 |
| Atlantic Highlands | $765,600 |
| Audubon | $510,400 |
| Augusta | $765,600 |
| Avalon | $510,400 |
| Avenel | $765,600 |
| Avon By The Sea | $765,600 |
| Baptistown | $765,600 |
| Barnegat | $765,600 |
| Barnegat Light | $765,600 |
| Barrington | $510,400 |
| Basking Ridge | $765,600 |
| Bayonne | $765,600 |
| Bayville | $765,600 |
| Beach Haven | $765,600 |
| Beachwood | $765,600 |
| Bedminster | $765,600 |
| Belford | $765,600 |
| Belle Mead | $765,600 |
| Belleplain | $510,400 |
| Belleville | $765,600 |
| Bellmawr | $510,400 |
| Belmar | $765,600 |
| Belvidere | $510,400 |
| Bergenfield | $765,600 |
| Berkeley Heights | $765,600 |
| Berlin | $510,400 |
| Bernardsville | $765,600 |
| Beverly | $510,400 |
| Birmingham | $510,400 |
| Blackwood | $510,400 |
| Blairstown | $510,400 |
| Blawenburg | $765,600 |
| Bloomfield | $765,600 |
| Bloomingdale | $765,600 |
| Bloomsbury | $765,600 |
| Bogota | $765,600 |
| Boonton | $765,600 |
| Bordentown | $510,400 |
| Bound Brook | $765,600 |
| Bradley Beach | $765,600 |
| Branchburg | $510,400 |
| Branchville | $765,600 |
| Brick | $765,600 |
| Bricktown | $510,400 |
| Bridgeport | $510,400 |
| Bridgeton | $510,400 |
| Bridgewater | $765,600 |
| Brielle | $765,600 |
| Brigantine | $510,400 |
| Broadway | $510,400 |
| Brookside | $765,600 |
| Browns Mills | $510,400 |
| Budd Lake | $765,600 |
| Buena | $510,400 |
| Burlington | $510,400 |
| Burlington Township | $510,400 |
| Butler | $765,600 |
| Buttzville | $510,400 |
| Byram Township | $510,400 |
| Caldwell | $765,600 |
| Califon | $765,600 |
| Camden | $510,400 |
| Cape May | $510,400 |
| Cape May Court House | $510,400 |
| Cape May Point | $510,400 |
| Carlstadt | $765,600 |
| Carneys Point | $510,400 |
| Carteret | $765,600 |
| Cedar Brook | $510,400 |
| Cedar Grove | $765,600 |
| Cedar Knolls | $765,600 |
| Cedarville | $510,400 |
| Changewater | $510,400 |
| Chatham | $765,600 |
| Chatsworth | $510,400 |
| Cherry Hill | $510,400 |
| Chester | $765,600 |
| CHESTERFIELD | $510,400 |
| Cinnaminson | $510,400 |
| Clark | $765,600 |
| Clarksboro | $510,400 |
| Clarksburg | $765,600 |
| Clayton | $510,400 |
| Clementon | $510,400 |
| Cliffside Park | $765,600 |
| Cliffwood | $765,600 |
| Clifton | $765,600 |
| Clinton | $765,600 |
| Closter | $765,600 |
| Collingswood | $510,400 |
| Cologne | $510,400 |
| Colonia | $765,600 |
| Colts Neck | $765,600 |
| Columbia | $510,400 |
| Columbus | $510,400 |
| CONVENT STATION | $765,600 |
| Cookstown | $510,400 |
| Cranbury | $765,600 |
| Cranford | $765,600 |
| Cream Ridge | $765,600 |
| Cresskill | $765,600 |
| Crosswicks | $510,400 |
| Dayton | $765,600 |
| Deal | $765,600 |
| Deepwater | $510,400 |
| Deerfield Street | $510,400 |
| Del Haven | $510,400 |
| DELANCO | $510,400 |
| Delaware | $510,400 |
| Delmont | $510,400 |
| Delran | $510,400 |
| Demarest | $765,600 |
| Dennisville | $510,400 |
| Denville | $765,600 |
| Deptford | $510,400 |
| Dividing Creek | $510,400 |
| Dorchester | $510,400 |
| Dorothy | $510,400 |
| Dover | $765,600 |
| Dumont | $765,600 |
| Dunellen | $765,600 |
| East Brunswick | $765,600 |
| East Hanover | $765,600 |
| East Newark | $510,400 |
| East Orange | $765,600 |
| East Rutherford | $765,600 |
| East Windsor | $510,400 |
| Eastampton | $510,400 |
| Eatontown | $765,600 |
| Edgewater | $765,600 |
| Edgewater Park | $510,400 |
| Edison | $765,600 |
| Egg Harbor City | $510,400 |
| Egg Harbor Township | $510,400 |
| Elizabeth | $765,600 |
| ELIZABETHPORT | $765,600 |
| Elmer | $510,400 |
| Elmwood Park | $765,600 |
| Elwood | $510,400 |
| Emerson | $765,600 |
| Englewood | $765,600 |
| Englewood Cliffs | $765,600 |
| Englishtown | $765,600 |
| Essex Fells | $765,600 |
| Estell Manor | $510,400 |
| Ewan | $510,400 |
| Ewing | $510,400 |
| Fair Haven | $765,600 |
| Fair Lawn | $765,600 |
| Fairfield | $765,600 |
| Fairton | $510,400 |
| Fairview | $765,600 |
| Fanwood | $765,600 |
| Far Hills | $765,600 |
| Farmingdale | $765,600 |
| Flagtown | $765,600 |
| Flanders | $765,600 |
| Flemington | $765,600 |
| Florence | $510,400 |
| Florham Park | $765,600 |
| Fords | $765,600 |
| Forked River | $765,600 |
| Fort Dix | $510,400 |
| Fort Lee | $765,600 |
| Fort Monmouth | $765,600 |
| Fortescue | $510,400 |
| Franklin | $765,600 |
| Franklin Lakes | $765,600 |
| Franklin Park | $765,600 |
| Franklin Township | $510,400 |
| Franklinville | $510,400 |
| Freehold | $765,600 |
| Frenchtown | $765,600 |
| Galloway | $510,400 |
| Garfield | $765,600 |
| Garwood | $765,600 |
| Gibbsboro | $510,400 |
| Gibbstown | $510,400 |
| Gillette | $765,600 |
| Gladstone | $765,600 |
| Glassboro | $510,400 |
| Glasser | $765,600 |
| Glen Gardner | $765,600 |
| Glen Ridge | $765,600 |
| Glen Rock | $765,600 |
| Glendora | $510,400 |
| Glenwood | $765,600 |
| Gloucester City | $510,400 |
| Goshen | $510,400 |
| Great Meadows | $510,400 |
| Green Brook | $510,400 |
| Green Brooko | $510,400 |
| Green Creek | $510,400 |
| Green Village | $765,600 |
| Greendell | $765,600 |
| Greenwich | $510,400 |
| Grenloch | $510,400 |
| Greystone Park | $765,600 |
| Hackensack | $765,600 |
| Hackettstown | $510,400 |
| Haddon Heights | $510,400 |
| HADDON TOWNSHIP | $510,400 |
| Haddonfield | $510,400 |
| Hainesport | $510,400 |
| Haledon | $765,600 |
| Hamburg | $765,600 |
| Hamilton | $510,400 |
| Hammonton | $510,400 |
| Hampton | $765,600 |
| Hancocks Bridge | $510,400 |
| Hardyston | $510,400 |
| Harrington Park | $765,600 |
| Harrison | $765,600 |
| Harrisonville | $510,400 |
| Hasbrouck Heights | $765,600 |
| Haskell | $765,600 |
| Haworth | $765,600 |
| Hawthorne | $765,600 |
| Hazlet | $765,600 |
| Hazlet Township | $510,400 |
| Heislerville | $510,400 |
| Helmetta | $765,600 |
| Hewitt | $765,600 |
| Hibernia | $765,600 |
| High Bridge | $765,600 |
| Highland Lakes | $765,600 |
| Highland Park | $765,600 |
| Highlands | $765,600 |
| Hightstown | $510,400 |
| Hillsborough | $765,600 |
| Hillsdale | $765,600 |
| Hillside | $765,600 |
| Ho Ho Kus | $765,600 |
| Hoboken | $765,600 |
| Holmdel | $765,600 |
| Hopatcong | $765,600 |
| Hope | $510,400 |
| Hopelawn | $510,400 |
| Hopewell | $510,400 |
| Howell | $765,600 |
| Imlaystown | $765,600 |
| Ironia | $765,600 |
| Irvington | $765,600 |
| Iselin | $765,600 |
| Island Heights | $765,600 |
| Jackson | $765,600 |
| Jersey City | $765,600 |
| Jobstown | $510,400 |
| Johnsonburg | $510,400 |
| Juliustown | $510,400 |
| Keansburg | $765,600 |
| Kearny | $765,600 |
| Keasbey | $765,600 |
| Kendall Park | $765,600 |
| Kenilworth | $765,600 |
| Kenvil | $765,600 |
| Keyport | $765,600 |
| Kingston | $765,600 |
| Lafayette | $765,600 |
| Lake Hiawatha | $765,600 |
| Lake Hopatcong | $765,600 |
| Lakehurst | $765,600 |
| Lakewood | $765,600 |
| Lambertville | $765,600 |
| Landing | $765,600 |
| Landisville | $510,400 |
| Lanoka Harbor | $765,600 |
| Laurel Springs | $510,400 |
| Laurence Harbor | $510,400 |
| Lavallette | $765,600 |
| Lawnside | $510,400 |
| Lawrence | $510,400 |
| LAWRENCE TOWNSHIP | $510,400 |
| Lawrenceville | $510,400 |
| Layton | $765,600 |
| Lebanon | $765,600 |
| Ledgewood | $765,600 |
| Leeds Point | $510,400 |
| Leesburg | $510,400 |
| Leonardo | $765,600 |
| Leonia | $765,600 |
| Liberty Corner | $765,600 |
| Lincoln Park | $765,600 |
| Lincroft | $765,600 |
| Linden | $765,600 |
| Lindenwold | $510,400 |
| Linwood | $510,400 |
| Little Egg Harbor | $510,400 |
| LITTLE EGG HARBOR TWP | $765,600 |
| Little Falls | $765,600 |
| Little Ferry | $765,600 |
| Little Silver | $765,600 |
| Little York | $765,600 |
| Livingston | $765,600 |
| Lodi | $765,600 |
| Long Branch | $765,600 |
| Long Valley | $765,600 |
| Longport | $510,400 |
| Lumberton | $510,400 |
| Lyndhurst | $765,600 |
| Lyons | $765,600 |
| Madison | $765,600 |
| Magnolia | $510,400 |
| Mahwah | $765,600 |
| Malaga | $510,400 |
| Manahawkin | $765,600 |
| Manalapan | $510,400 |
| Manasquan | $765,600 |
| Manchester | $510,400 |
| Manchester Township | $765,600 |
| Mannington | $510,400 |
| Mantoloking | $765,600 |
| Mantua | $510,400 |
| Manville | $765,600 |
| Maple Shade | $510,400 |
| Maplewood | $765,600 |
| Margate City | $510,400 |
| Marlboro | $765,600 |
| Marlton | $510,400 |
| Marmora | $510,400 |
| Martinsville | $765,600 |
| Matawan | $765,600 |
| Mauricetown | $510,400 |
| Mays Landing | $510,400 |
| Maywood | $765,600 |
| Mc Afee | $765,600 |
| Medford | $510,400 |
| MEDFORD LAKES | $510,400 |
| Mendham | $765,600 |
| Merchantville | $510,400 |
| Metuchen | $765,600 |
| Mickleton | $510,400 |
| Middlesex | $765,600 |
| Middletown | $765,600 |
| Middleville | $765,600 |
| Midland Park | $765,600 |
| Milford | $765,600 |
| Millburn | $765,600 |
| Millington | $765,600 |
| MILLSTONE TOWNSHIP | $765,600 |
| Milltown | $765,600 |
| Millville | $510,400 |
| Milmay | $510,400 |
| Mine Hill | $765,600 |
| Minotola | $510,400 |
| Mizpah | $510,400 |
| Monmouth Beach | $765,600 |
| Monmouth Junction | $765,600 |
| Monroe | $510,400 |
| Monroe Township | $765,600 |
| Monroeville | $510,400 |
| Montague | $765,600 |
| Montclair | $765,600 |
| Montvale | $765,600 |
| Montville | $765,600 |
| Moonachie | $765,600 |
| Moorestown | $510,400 |
| Morganville | $765,600 |
| Morris Plains | $765,600 |
| Morristown | $765,600 |
| Mount Arlington | $765,600 |
| Mount Ephraim | $510,400 |
| Mount Freedom | $765,600 |
| Mount Holly | $510,400 |
| Mount Laurel | $510,400 |
| Mount Olive | $510,400 |
| Mount Royal | $510,400 |
| Mount Tabor | $765,600 |
| Mountain Lakes | $765,600 |
| Mountainside | $765,600 |
| Mullica Hill | $510,400 |
| National Park | $510,400 |
| Navesink | $765,600 |
| Neptune | $765,600 |
| Neptune City | $510,400 |
| Neshanic Station | $765,600 |
| Netcong | $765,600 |
| New Brunswick | $765,600 |
| New Egypt | $765,600 |
| New Gretna | $510,400 |
| New Lisbon | $510,400 |
| New Milford | $765,600 |
| New Providence | $765,600 |
| New Vernon | $765,600 |
| Newark | $765,600 |
| Newfield | $510,400 |
| Newfoundland | $765,600 |
| Newport | $510,400 |
| Newton | $765,600 |
| Newtonville | $510,400 |
| Norma | $510,400 |
| Normandy Beach | $765,600 |
| North Arlington | $765,600 |
| North Bergen | $765,600 |
| North Brunswick | $765,600 |
| North Cape May | $510,400 |
| North Haledon | $510,400 |
| North Middletown | $510,400 |
| North Plainfield | $510,400 |
| Northfield | $510,400 |
| Northvale | $765,600 |
| Norwood | $765,600 |
| Nutley | $765,600 |
| Oak Ridge | $765,600 |
| Oakhurst | $765,600 |
| Oakland | $765,600 |
| Oaklyn | $510,400 |
| Ocean City | $510,400 |
| Ocean Gate | $765,600 |
| Ocean Grove | $765,600 |
| Ocean View | $510,400 |
| Oceanport | $765,600 |
| Oceanville | $510,400 |
| Ogdensburg | $765,600 |
| Old Bridge | $765,600 |
| Oldwick | $765,600 |
| Oradell | $765,600 |
| Orange | $765,600 |
| Oxford | $510,400 |
| Palermo | $510,400 |
| Palisades Park | $765,600 |
| Palmyra | $510,400 |
| Paramus | $765,600 |
| Park Ridge | $765,600 |
| Parlin | $765,600 |
| Parsippany | $765,600 |
| Passaic | $765,600 |
| Paterson | $765,600 |
| Paulsboro | $510,400 |
| Peapack | $765,600 |
| Pedricktown | $510,400 |
| Pemberton | $510,400 |
| Pennington | $510,400 |
| Penns Grove | $510,400 |
| Pennsauken | $510,400 |
| Pennsville | $510,400 |
| Pequannock | $765,600 |
| Perrineville | $765,600 |
| Perth Amboy | $765,600 |
| Phillipsburg | $510,400 |
| Picatinny Arsenal | $765,600 |
| Pilesgrove | $510,400 |
| Pine Beach | $765,600 |
| Pine Brook | $765,600 |
| Pine Hill | $510,400 |
| Piscataway | $765,600 |
| Pitman | $510,400 |
| Pittsgrove | $510,400 |
| Pittstown | $765,600 |
| Plainfield | $765,600 |
| Plainsboro | $765,600 |
| Pleasantville | $510,400 |
| Pluckemin | $765,600 |
| Pohatcong | $510,400 |
| Point Pleasant | $510,400 |
| Point Pleasant Beach | $765,600 |
| Point Pleasant Boro | $510,400 |
| Pomona | $510,400 |
| Pompton Lakes | $765,600 |
| Pompton Plains | $765,600 |
| Port Elizabeth | $510,400 |
| Port Monmouth | $765,600 |
| Port Murray | $510,400 |
| Port Norris | $510,400 |
| Port Reading | $765,600 |
| Port Republic | $510,400 |
| Pottersville | $765,600 |
| Princeton | $510,400 |
| Princeton Jct | $510,400 |
| Princeton Junction | $510,400 |
| Quakertown | $765,600 |
| Quinton | $510,400 |
| Rahway | $765,600 |
| Ramsey | $765,600 |
| Rancocas | $510,400 |
| Randolph | $765,600 |
| Raritan | $765,600 |
| Readington | $765,600 |
| Red Bank | $765,600 |
| Richland | $510,400 |
| Richwood | $510,400 |
| Ridgefield | $765,600 |
| Ridgefield Park | $765,600 |
| Ridgewood | $765,600 |
| Ringoes | $765,600 |
| Ringwood | $765,600 |
| Rio Grande | $510,400 |
| River Edge | $765,600 |
| Riverdale | $765,600 |
| Riverside | $510,400 |
| Riverton | $510,400 |
| Rochelle Park | $765,600 |
| Rockaway | $765,600 |
| Rocky Hill | $765,600 |
| Roebling | $510,400 |
| Roosevelt | $765,600 |
| Roseland | $765,600 |
| Roselle | $765,600 |
| Roselle Park | $765,600 |
| Rosemont | $765,600 |
| Rosenhayn | $510,400 |
| Rumson | $765,600 |
| Runnemede | $510,400 |
| Rutherford | $765,600 |
| Saddle Brook | $765,600 |
| Saddle River | $765,600 |
| Salem | $510,400 |
| Sayreville | $765,600 |
| Schooleys Mountain | $765,600 |
| Scotch Plains | $765,600 |
| Sea Girt | $765,600 |
| Sea Isle City | $510,400 |
| Seaside Heights | $765,600 |
| Seaside Park | $765,600 |
| Secaucus | $765,600 |
| Sergeantsville | $765,600 |
| Sewaren | $765,600 |
| Sewell | $510,400 |
| Shamong | $510,400 |
| Shiloh | $510,400 |
| Short Hills | $765,600 |
| Shrewsbury | $765,600 |
| Sicklerville | $510,400 |
| Skillman | $765,600 |
| Somerdale | $510,400 |
| Somers Point | $510,400 |
| Somerset | $765,600 |
| Somerville | $765,600 |
| South Amboy | $765,600 |
| South Bound Brook | $765,600 |
| South Dennis | $510,400 |
| South Hackensack | $765,600 |
| SOUTH HARRISON TOWNSHIP | $510,400 |
| South Orange | $765,600 |
| South Plainfield | $765,600 |
| South River | $765,600 |
| South Seaville | $510,400 |
| South Toms River | $510,400 |
| Southampton | $510,400 |
| Sparta | $765,600 |
| Spotswood | $765,600 |
| Spring Lake | $765,600 |
| Springfield | $765,600 |
| Stafford Township | $510,400 |
| Stanhope | $765,600 |
| Stanton | $765,600 |
| Stewartsville | $510,400 |
| Stillwater | $765,600 |
| Stillwater Township | $510,400 |
| Stirling | $765,600 |
| Stockholm | $765,600 |
| Stockton | $765,600 |
| Stone Harbor | $510,400 |
| Stratford | $510,400 |
| Strathmere | $510,400 |
| Succasunna | $765,600 |
| Summit | $765,600 |
| Sussex | $765,600 |
| Swartswood | $765,600 |
| Swedesboro | $510,400 |
| Tabernacle | $510,400 |
| Teaneck | $765,600 |
| Tenafly | $765,600 |
| Tennent | $765,600 |
| Teterboro | $765,600 |
| Thorofare | $510,400 |
| Three Bridges | $765,600 |
| Tinton Falls | $765,600 |
| Titusville | $510,400 |
| Toms River | $765,600 |
| Totowa | $765,600 |
| Towaco | $765,600 |
| Township Of Roxbury | $510,400 |
| Township Of Washington | $765,600 |
| Tranquility | $765,600 |
| Trenton | $510,400 |
| Tuckahoe | $510,400 |
| Tuckerton | $765,600 |
| Turnersville | $510,400 |
| Union | $765,600 |
| Union Beach | $510,400 |
| Union City | $765,600 |
| Upper Saddle River | $510,400 |
| Vauxhall | $765,600 |
| Ventnor City | $510,400 |
| Vernon | $765,600 |
| Verona | $765,600 |
| Vienna | $510,400 |
| Villas | $510,400 |
| Vincentown | $510,400 |
| Vineland | $510,400 |
| Voorhees | $510,400 |
| Waldwick | $765,600 |
| Wallington | $765,600 |
| Wallpack Center | $765,600 |
| Wanaque | $765,600 |
| Wantage | $510,400 |
| Waretown | $765,600 |
| Warren | $765,600 |
| Washington | $510,400 |
| Washington Twp | $510,400 |
| Watchung | $765,600 |
| Waterford Works | $510,400 |
| Wayne | $765,600 |
| Weehawken | $765,600 |
| Wenonah | $510,400 |
| West Berlin | $510,400 |
| West Caldwell | $510,400 |
| West Creek | $765,600 |
| West Deptford | $510,400 |
| West Long Branch | $765,600 |
| West Milford | $765,600 |
| West New York | $765,600 |
| West Orange | $765,600 |
| West Wildwood | $510,400 |
| WEST WINDSOR | $510,400 |
| Westampton | $510,400 |
| Westfield | $765,600 |
| Westhampton | $510,400 |
| Westville | $510,400 |
| Westwood | $765,600 |
| Wharton | $765,600 |
| Whippany | $765,600 |
| Whitehouse | $765,600 |
| Whitehouse Station | $765,600 |
| Whitesboro | $510,400 |
| Whiting | $510,400 |
| Wickatunk | $765,600 |
| Wildwood | $510,400 |
| Williamstown | $510,400 |
| Willingboro | $510,400 |
| Windsor | $510,400 |
| Winslow | $510,400 |
| Wood Ridge | $765,600 |
| Woodbine | $510,400 |
| Woodbridge | $765,600 |
| Woodbury | $510,400 |
| Woodbury Heights | $510,400 |
| Woodcliff Lake | $765,600 |
| Woodland Park | $510,400 |
| Woodstown | $510,400 |
| Woolwich Township | $510,400 |
| Wrightstown | $510,400 |
| Wyckoff | $765,600 |
| Zarephath | $765,600 |
