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Not affiliated or endorsed by the Department of Veterans Affairs or any government agency. NMLS #1907. Not available in NV or NY.

VA Lending Limits for New Jersey Cities

Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.

More info: VA Jumbo Loans | See also: VA Loan Lending Limits for Other States

City Single Family Home ($0 down and up to)
Aberdeen $453,100
Absecon $453,100
Adelphia $679,650
Allamuchy $453,100
Allendale $679,650
Allenhurst $679,650
Allentown $679,650
Allenwood $679,650
Alloway $453,100
Alpine $679,650
Andover $679,650
Annandale $679,650
Asbury $679,650
Asbury Park $679,650
Atco $453,100
Atlantic City $453,100
Atlantic Highlands $679,650
Audubon $453,100
Augusta $679,650
Avalon $453,100
Avenel $679,650
Avon By The Sea $679,650
Baptistown $679,650
Barnegat $679,650
Barnegat Light $679,650
Barrington $453,100
Basking Ridge $679,650
Bayonne $679,650
Bayville $679,650
Beach Haven $679,650
Beachwood $679,650
Bedminster $679,650
Belford $679,650
Belle Mead $679,650
Belleplain $453,100
Belleville $679,650
Bellmawr $453,100
Belmar $679,650
Belvidere $453,100
Bergenfield $679,650
Berkeley Heights $679,650
Berlin $453,100
Bernardsville $679,650
Beverly $453,100
Birmingham $453,100
Blackwood $453,100
Blairstown $453,100
Blawenburg $679,650
Bloomfield $679,650
Bloomingdale $679,650
Bloomsbury $679,650
Bogota $679,650
Boonton $679,650
Bordentown $453,100
Bound Brook $679,650
Bradley Beach $679,650
Branchburg $453,100
Branchville $679,650
Brick $679,650
Bricktown $453,100
Bridgeport $453,100
Bridgeton $453,100
Bridgewater $679,650
Brielle $679,650
Brigantine $453,100
Broadway $453,100
Brookside $679,650
Browns Mills $453,100
Budd Lake $679,650
Buena $453,100
Burlington $453,100
Burlington Township $453,100
Butler $679,650
Buttzville $453,100
Byram Township $453,100
Caldwell $679,650
Califon $679,650
Camden $453,100
Cape May $453,100
Cape May Court House $453,100
Cape May Point $453,100
Carlstadt $679,650
Carneys Point $453,100
Carteret $679,650
Cedar Brook $453,100
Cedar Grove $679,650
Cedar Knolls $679,650
Cedarville $453,100
Changewater $453,100
Chatham $679,650
Chatsworth $453,100
Cherry Hill $453,100
Chester $679,650
CHESTERFIELD $453,100
Cinnaminson $453,100
Clark $679,650
Clarksboro $453,100
Clarksburg $679,650
Clayton $453,100
Clementon $453,100
Cliffside Park $679,650
Cliffwood $679,650
Clifton $679,650
Clinton $679,650
Closter $679,650
Collingswood $453,100
Cologne $453,100
Colonia $679,650
Colts Neck $679,650
Columbia $453,100
Columbus $453,100
CONVENT STATION $679,650
Cookstown $453,100
Cranbury $679,650
Cranford $679,650
Cream Ridge $679,650
Cresskill $679,650
Crosswicks $453,100
Dayton $679,650
Deal $679,650
Deepwater $453,100
Deerfield Street $453,100
Del Haven $453,100
DELANCO $453,100
Delaware $453,100
Delmont $453,100
Delran $453,100
Demarest $679,650
Dennisville $453,100
Denville $679,650
Deptford $453,100
Dividing Creek $453,100
Dorchester $453,100
Dorothy $453,100
Dover $679,650
Dumont $679,650
Dunellen $679,650
East Brunswick $679,650
East Hanover $679,650
East Newark $453,100
East Orange $679,650
East Rutherford $679,650
East Windsor $453,100
Eastampton $453,100
Eatontown $679,650
Edgewater $679,650
Edgewater Park $453,100
Edison $679,650
Egg Harbor City $453,100
Egg Harbor Township $453,100
Elizabeth $679,650
ELIZABETHPORT $679,650
Elmer $453,100
Elmwood Park $679,650
Elwood $453,100
Emerson $679,650
Englewood $679,650
Englewood Cliffs $679,650
Englishtown $679,650
Essex Fells $679,650
Estell Manor $453,100
Ewan $453,100
Ewing $453,100
Fair Haven $679,650
Fair Lawn $679,650
Fairfield $679,650
Fairton $453,100
Fairview $679,650
Fanwood $679,650
Far Hills $679,650
Farmingdale $679,650
Flagtown $679,650
Flanders $679,650
Flemington $679,650
Florence $453,100
Florham Park $679,650
Fords $679,650
Forked River $679,650
Fort Dix $453,100
Fort Lee $679,650
Fort Monmouth $679,650
Fortescue $453,100
Franklin $679,650
Franklin Lakes $679,650
Franklin Park $679,650
Franklin Township $453,100
Franklinville $453,100
Freehold $679,650
Frenchtown $679,650
Galloway $453,100
Garfield $679,650
Garwood $679,650
Gibbsboro $453,100
Gibbstown $453,100
Gillette $679,650
Gladstone $679,650
Glassboro $453,100
Glasser $679,650
Glen Gardner $679,650
Glen Ridge $679,650
Glen Rock $679,650
Glendora $453,100
Glenwood $679,650
Gloucester City $453,100
Goshen $453,100
Great Meadows $453,100
Green Brook $453,100
Green Brooko $453,100
Green Creek $453,100
Green Village $679,650
Greendell $679,650
Greenwich $453,100
Grenloch $453,100
Greystone Park $679,650
Hackensack $679,650
Hackettstown $453,100
Haddon Heights $453,100
HADDON TOWNSHIP $453,100
Haddonfield $453,100
Hainesport $453,100
Haledon $679,650
Hamburg $679,650
Hamilton $453,100
Hammonton $453,100
Hampton $679,650
Hancocks Bridge $453,100
Hardyston $453,100
Harrington Park $679,650
Harrison $679,650
Harrisonville $453,100
Hasbrouck Heights $679,650
Haskell $679,650
Haworth $679,650
Hawthorne $679,650
Hazlet $679,650
Hazlet Township $453,100
Heislerville $453,100
Helmetta $679,650
Hewitt $679,650
Hibernia $679,650
High Bridge $679,650
Highland Lakes $679,650
Highland Park $679,650
Highlands $679,650
Hightstown $453,100
Hillsborough $679,650
Hillsdale $679,650
Hillside $679,650
Ho Ho Kus $679,650
Hoboken $679,650
Holmdel $679,650
Hopatcong $679,650
Hope $453,100
Hopelawn $453,100
Hopewell $453,100
Howell $679,650
Imlaystown $679,650
Ironia $679,650
Irvington $679,650
Iselin $679,650
Island Heights $679,650
Jackson $679,650
Jersey City $679,650
Jobstown $453,100
Johnsonburg $453,100
Juliustown $453,100
Keansburg $679,650
Kearny $679,650
Keasbey $679,650
Kendall Park $679,650
Kenilworth $679,650
Kenvil $679,650
Keyport $679,650
Kingston $679,650
Lafayette $679,650
Lake Hiawatha $679,650
Lake Hopatcong $679,650
Lakehurst $679,650
Lakewood $679,650
Lambertville $679,650
Landing $679,650
Landisville $453,100
Lanoka Harbor $679,650
Laurel Springs $453,100
Laurence Harbor $453,100
Lavallette $679,650
Lawnside $453,100
Lawrence $453,100
LAWRENCE TOWNSHIP $453,100
Lawrenceville $453,100
Layton $679,650
Lebanon $679,650
Ledgewood $679,650
Leeds Point $453,100
Leesburg $453,100
Leonardo $679,650
Leonia $679,650
Liberty Corner $679,650
Lincoln Park $679,650
Lincroft $679,650
Linden $679,650
Lindenwold $453,100
Linwood $453,100
Little Egg Harbor $453,100
LITTLE EGG HARBOR TWP $679,650
Little Falls $679,650
Little Ferry $679,650
Little Silver $679,650
Little York $679,650
Livingston $679,650
Lodi $679,650
Long Branch $679,650
Long Valley $679,650
Longport $453,100
Lumberton $453,100
Lyndhurst $679,650
Lyons $679,650
Madison $679,650
Magnolia $453,100
Mahwah $679,650
Malaga $453,100
Manahawkin $679,650
Manalapan $453,100
Manasquan $679,650
Manchester $453,100
Manchester Township $679,650
Mannington $453,100
Mantoloking $679,650
Mantua $453,100
Manville $679,650
Maple Shade $453,100
Maplewood $679,650
Margate City $453,100
Marlboro $679,650
Marlton $453,100
Marmora $453,100
Martinsville $679,650
Matawan $679,650
Mauricetown $453,100
Mays Landing $453,100
Maywood $679,650
Mc Afee $679,650
Medford $453,100
MEDFORD LAKES $453,100
Mendham $679,650
Merchantville $453,100
Metuchen $679,650
Mickleton $453,100
Middlesex $679,650
Middletown $679,650
Middleville $679,650
Midland Park $679,650
Milford $679,650
Millburn $679,650
Millington $679,650
MILLSTONE TOWNSHIP $679,650
Milltown $679,650
Millville $453,100
Milmay $453,100
Mine Hill $679,650
Minotola $453,100
Mizpah $453,100
Monmouth Beach $679,650
Monmouth Junction $679,650
Monroe $453,100
Monroe Township $679,650
Monroeville $453,100
Montague $679,650
Montclair $679,650
Montvale $679,650
Montville $679,650
Moonachie $679,650
Moorestown $453,100
Morganville $679,650
Morris Plains $679,650
Morristown $679,650
Mount Arlington $679,650
Mount Ephraim $453,100
Mount Freedom $679,650
Mount Holly $453,100
Mount Laurel $453,100
Mount Olive $453,100
Mount Royal $453,100
Mount Tabor $679,650
Mountain Lakes $679,650
Mountainside $679,650
Mullica Hill $453,100
National Park $453,100
Navesink $679,650
Neptune $679,650
Neptune City $453,100
Neshanic Station $679,650
Netcong $679,650
New Brunswick $679,650
New Egypt $679,650
New Gretna $453,100
New Lisbon $453,100
New Milford $679,650
New Providence $679,650
New Vernon $679,650
Newark $679,650
Newfield $453,100
Newfoundland $679,650
Newport $453,100
Newton $679,650
Newtonville $453,100
Norma $453,100
Normandy Beach $679,650
North Arlington $679,650
North Bergen $679,650
North Brunswick $679,650
North Cape May $453,100
North Haledon $453,100
North Middletown $453,100
North Plainfield $453,100
Northfield $453,100
Northvale $679,650
Norwood $679,650
Nutley $679,650
Oak Ridge $679,650
Oakhurst $679,650
Oakland $679,650
Oaklyn $453,100
Ocean City $453,100
Ocean Gate $679,650
Ocean Grove $679,650
Ocean View $453,100
Oceanport $679,650
Oceanville $453,100
Ogdensburg $679,650
Old Bridge $679,650
Oldwick $679,650
Oradell $679,650
Orange $679,650
Oxford $453,100
Palermo $453,100
Palisades Park $679,650
Palmyra $453,100
Paramus $679,650
Park Ridge $679,650
Parlin $679,650
Parsippany $679,650
Passaic $679,650
Paterson $679,650
Paulsboro $453,100
Peapack $679,650
Pedricktown $453,100
Pemberton $453,100
Pennington $453,100
Penns Grove $453,100
Pennsauken $453,100
Pennsville $453,100
Pequannock $679,650
Perrineville $679,650
Perth Amboy $679,650
Phillipsburg $453,100
Picatinny Arsenal $679,650
Pilesgrove $453,100
Pine Beach $679,650
Pine Brook $679,650
Pine Hill $453,100
Piscataway $679,650
Pitman $453,100
Pittsgrove $453,100
Pittstown $679,650
Plainfield $679,650
Plainsboro $679,650
Pleasantville $453,100
Pluckemin $679,650
Pohatcong $453,100
Point Pleasant $453,100
Point Pleasant Beach $679,650
Point Pleasant Boro $453,100
Pomona $453,100
Pompton Lakes $679,650
Pompton Plains $679,650
Port Elizabeth $453,100
Port Monmouth $679,650
Port Murray $453,100
Port Norris $453,100
Port Reading $679,650
Port Republic $453,100
Pottersville $679,650
Princeton $453,100
Princeton Jct $453,100
Princeton Junction $453,100
Quakertown $679,650
Quinton $453,100
Rahway $679,650
Ramsey $679,650
Rancocas $453,100
Randolph $679,650
Raritan $679,650
Readington $679,650
Red Bank $679,650
Richland $453,100
Richwood $453,100
Ridgefield $679,650
Ridgefield Park $679,650
Ridgewood $679,650
Ringoes $679,650
Ringwood $679,650
Rio Grande $453,100
River Edge $679,650
Riverdale $679,650
Riverside $453,100
Riverton $453,100
Rochelle Park $679,650
Rockaway $679,650
Rocky Hill $679,650
Roebling $453,100
Roosevelt $679,650
Roseland $679,650
Roselle $679,650
Roselle Park $679,650
Rosemont $679,650
Rosenhayn $453,100
Rumson $679,650
Runnemede $453,100
Rutherford $679,650
Saddle Brook $679,650
Saddle River $679,650
Salem $453,100
Sayreville $679,650
Schooleys Mountain $679,650
Scotch Plains $679,650
Sea Girt $679,650
Sea Isle City $453,100
Seaside Heights $679,650
Seaside Park $679,650
Secaucus $679,650
Sergeantsville $679,650
Sewaren $679,650
Sewell $453,100
Shamong $453,100
Shiloh $453,100
Short Hills $679,650
Shrewsbury $679,650
Sicklerville $453,100
Skillman $679,650
Somerdale $453,100
Somers Point $453,100
Somerset $679,650
Somerville $679,650
South Amboy $679,650
South Bound Brook $679,650
South Dennis $453,100
South Hackensack $679,650
SOUTH HARRISON TOWNSHIP $453,100
South Orange $679,650
South Plainfield $679,650
South River $679,650
South Seaville $453,100
South Toms River $453,100
Southampton $453,100
Sparta $679,650
Spotswood $679,650
Spring Lake $679,650
Springfield $679,650
Stafford Township $453,100
Stanhope $679,650
Stanton $679,650
Stewartsville $453,100
Stillwater $679,650
Stillwater Township $453,100
Stirling $679,650
Stockholm $679,650
Stockton $679,650
Stone Harbor $453,100
Stratford $453,100
Strathmere $453,100
Succasunna $679,650
Summit $679,650
Sussex $679,650
Swartswood $679,650
Swedesboro $453,100
Tabernacle $453,100
Teaneck $679,650
Tenafly $679,650
Tennent $679,650
Teterboro $679,650
Thorofare $453,100
Three Bridges $679,650
Tinton Falls $679,650
Titusville $453,100
Toms River $679,650
Totowa $679,650
Towaco $679,650
Township Of Roxbury $453,100
Township Of Washington $679,650
Tranquility $679,650
Trenton $453,100
Tuckahoe $453,100
Tuckerton $679,650
Turnersville $453,100
Union $679,650
Union Beach $453,100
Union City $679,650
Upper Saddle River $453,100
Vauxhall $679,650
Ventnor City $453,100
Vernon $679,650
Verona $679,650
Vienna $453,100
Villas $453,100
Vincentown $453,100
Vineland $453,100
Voorhees $453,100
Waldwick $679,650
Wallington $679,650
Wallpack Center $679,650
Wanaque $679,650
Wantage $453,100
Waretown $679,650
Warren $679,650
Washington $453,100
Washington Twp $453,100
Watchung $679,650
Waterford Works $453,100
Wayne $679,650
Weehawken $679,650
Wenonah $453,100
West Berlin $453,100
West Caldwell $453,100
West Creek $679,650
West Deptford $453,100
West Long Branch $679,650
West Milford $679,650
West New York $679,650
West Orange $679,650
West Wildwood $453,100
WEST WINDSOR $453,100
Westampton $453,100
Westfield $679,650
Westhampton $453,100
Westville $453,100
Westwood $679,650
Wharton $679,650
Whippany $679,650
Whitehouse $679,650
Whitehouse Station $679,650
Whitesboro $453,100
Whiting $453,100
Wickatunk $679,650
Wildwood $453,100
Williamstown $453,100
Willingboro $453,100
Windsor $453,100
Winslow $453,100
Wood Ridge $679,650
Woodbine $453,100
Woodbridge $679,650
Woodbury $453,100
Woodbury Heights $453,100
Woodcliff Lake $679,650
Woodland Park $453,100
Woodstown $453,100
Woolwich Township $453,100
Wrightstown $453,100
Wyckoff $679,650
Zarephath $679,650
Veterans United Home Loans is a VA approved lender; Mortgage Research Center, LLC – NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. Not available in NV or NY. 1400 Veterans United Dr., Columbia, MO 65203. Equal Housing Lender