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ICB Solutions, a division of Neighbors Bank: Not affiliated or endorsed by the Dept. of Veterans Affairs or any govt. agency. NMLS #491986. Not available in NY. Legal

Find & Compare the Nation's Top 10 VA Lenders for 2022

Get the best deal on a VA home loan comparing the Nation's most trusted lenders side-by-side. Regardless of what lender you pick, it's always a good idea to compare and know your options.*

Take the guesswork out of finding a VA lender.

This form is presented by Mortgage Research Center, LLC d/b/a Veterans United Home Loans; Mortgage Research Center, LLC - NMLS #1907 (www.nmlsconsumeraccess.org). Not affiliated with the Dept. of Veterans Affairs or any government agency. Not available in NY. 1400 Forum Blvd., Columbia, MO 65203. Equal Housing Lender

Compare Top VA Lenders

Find the right VA Lender for your homebuying journey. Compare your options using data from the Department of Veterans Affairs, Better Business Bureau and customer reviews.

Top 10 VA Purchase Lenders for 2022

NMLS #1907
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A+ BBB Rating 2
BBB Accredited
68,763 Purchase Loans Closed in 2021 3
620 Minimum Credit Rating

Veterans United Home Loans is the nation's #1 VA Lender 4 and has received over 250,000 five-star reviews from Veterans and military families. Veterans United offers a credit consulting service for homebuyers at no cost.

NMLS #399807
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N/A BBB Rating 2
Not BBB Accredited
15,512 Purchase Loans Closed in 2021 3
620 Minimum Credit Rating

Navy Federal is a top VA Lender that helps service members take advantage of the benefits they’ve earned. Navy Federal has grown to over 12 million members since its founding in 1933.

NMLS #401058
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N/A BBB Rating 2
Not BBB Accredited
14,139 Purchase Loans Closed in 2021 3
620 Minimum Credit Rating

USAA has 100+ years of experience serving military members and has closed over 1 million home loans. USAA has a wide array of financing options available to borrowers. Membership not required for loan inquiry.

NMLS #2289
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A+ BBB Rating 2
BBB Accredited
12,360 Purchase Loans Closed in 2021 3
600 Minimum Credit Rating

Fairway Independent Mortgage opened its doors in 1996 and has over 750 branch and satellite locations nationwide. Fairway is dedicated to customer service and has helped thousands of Americans achieve homeownership.

NMLS #15622
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A+ BBB Rating 2
BBB Accredited
10,322 Purchase Loans Closed in 2021 3
580 Minimum Credit Rating

Caliber Home Loans streamlines the mortgage process with lending technology, including a mobile app to keep you connected throughout loan approval. Caliber's loan consultants offer personalized guidance and support.

NMLS #14622
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B+ BBB Rating 2
Not BBB Accredited
9,008 Purchase Loans Closed in 2021 3
620 Minimum Credit Rating

DHI Mortgage offers programs to help credit-challenged homebuyers. DHI has personal credit consultants who create credit-improving strategies and can provide budgeting assistance to maintain creditworthiness.

NMLS #39179
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A+ BBB Rating 2
BBB Accredited
8,329 Purchase Loans Closed in 2021 3
580 Minimum Credit Rating

Movement Mortgage makes the mortgage process faster and more convenient with online tools. Movement allows you to sign documents from your phone, cutting down on paperwork and saving time.

NMLS #174457
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A+ BBB Rating 2
BBB Accredited
8,060 Purchase Loans Closed in 2021 3
N/A Minimum Credit Rating

loanDepot is licensed in all 50 states and offers a wide variety of loan products. loanDepot uses a tech-enabled lending platform for easy, secure processing and hassle-free transactions.

NMLS #2611
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A+ BBB Rating 2
BBB Accredited
7,574 Purchase Loans Closed in 2021 3
620 Minimum Credit Rating

Guaranteed Rate Inc brings low rates and high levels of service to every customer by simplifying the process, hiring the best and using cutting-edge tech. Guaranteed Rate allows homebuyers to apply online from anywhere in less than 15 minutes.

NMLS #3029
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A+ BBB Rating 2
BBB Accredited
6,951 Purchase Loans Closed in 2021 3
N/A Minimum Credit Rating

CrossCountry Mortgage helps borrowers close on their home in an average of 21 days. CrossCountry provides a transparent mortgage experience and is one of the fastest growing retail mortgage lenders.

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Top 10 VA Refinance: IRRRL Lenders for 2022

NMLS #2767
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A+ BBB Rating 2
BBB Accredited
204,727 Refinance IRRRL Loans Closed in 2021 3
550 Minimum Credit Rating

Freedom Mortgage is a top mortgage lender that has helped millions of Americans achieve homeownership and financial betterment. Freedom family founded and operated since 1990.

NMLS #3030
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A+ BBB Rating 2
BBB Accredited
80,787 Refinance IRRRL Loans Closed in 2021 3
620 Minimum Credit Rating

Quicken Loans' award-winning service and cutting-edge digital platforms help clients reach their home financing goals. Quicken has online tools to help you follow today's rates and calculate monthly payments.

NMLS #35953
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A+ BBB Rating 2
BBB Accredited
54,340 Refinance IRRRL Loans Closed in 2021 3
620 Minimum Credit Rating

Pennymac is guided by three core values: be Accountable, Reliable, and Ethical. Pennymac puts their customers first and helps Americans achieve and sustain their homeownership dreams.

NMLS #391521
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A+ BBB Rating 2
Not BBB Accredited
37,689 Refinance IRRRL Loans Closed in 2021 3
620 Minimum Credit Rating

Lakeview Loan Servicing is the fourth largest mortgage loan servicer in the country, helping 1.4 million customer per year. Lakeview has an in-house team of mortgage loan experts who assist customers with new home financing.

NMLS #3317
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A+ BBB Rating 2
BBB Accredited
24,886 Refinance IRRRL Loans Closed in 2021 3
N/A Minimum Credit Rating

Village Capital & Investments LLC is experienced and efficient when it comes to VA Loans. Village Capital serves homebuyers and homeowners by helping them get good terms with specialized mortgage products.

NMLS #1907
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A+ BBB Rating 2
BBB Accredited
22,282 Refinance IRRRL Loans Closed in 2021 3
620 Minimum Credit Rating

Veterans United Home Loans is the nation's #1 VA Lender 4 and has received over 250,000 five-star reviews from Veterans and military families. Veterans United offers a credit consulting service for homebuyers at no cost.

NMLS #2119
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A- BBB Rating 2
Not BBB Accredited
21,494 Refinance IRRRL Loans Closed in 2021 3
620 Minimum Credit Rating

Nationstar Mortgage (dba Mr. Cooper) allows borrowers to easily make monthly payments, check their FICO® Score and access important documents through a secure, award-winning app. Nationstar's home advisor team is 100% U.S. based.

NMLS #15622
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A+ BBB Rating 2
BBB Accredited
20,294 Refinance IRRRL Loans Closed in 2021 3
580 Minimum Credit Rating

Caliber Home Loans streamlines the mortgage process with lending technology, including a mobile app to keep you connected throughout loan approval. Caliber's loan consultants offer personalized guidance and support.

NMLS #174457
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A+ BBB Rating 2
BBB Accredited
20,194 Refinance IRRRL Loans Closed in 2021 3
N/A Minimum Credit Rating

loanDepot is licensed in all 50 states and offers a wide variety of loan products. loanDepot uses a tech-enabled lending platform for easy, secure processing and hassle-free transactions.

NMLS #1043
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N/A BBB Rating 2
Not BBB Accredited
18,362 Refinance IRRRL Loans Closed in 2021 3
N/A Minimum Credit Rating

NewDay USA has been a leader in Veteran mortgage lending for over 20 years. NewDay offers 5-star support and has a dedicated homebuying team that's available anytime.

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Top 10 VA Refinance: Cash-Out Lenders for 2022

NMLS #3030
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A+ BBB Rating 2
BBB Accredited
19,638 Refinance Cash-Out Loans Closed in 2021 3
620 Minimum Credit Rating

Quicken Loans' award-winning service and cutting-edge digital platforms help clients reach their home financing goals. Quicken has online tools to help you follow today's rates and calculate monthly payments.

NMLS #3030
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A+ BBB Rating 2
BBB Accredited
9,089 Refinance Cash-Out Loans Closed in 2021 3
640 Minimum Credit Rating

Rocket Mortgage’s goal is to make home financing simpler through innovative technology and amazing team members. Rocket provides a custom homebuying experience and allows clients to set their own time and place for closing.

NMLS #1043
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N/A BBB Rating 2
Not BBB Accredited
9,028 Refinance Cash-Out Loans Closed in 2021 3
N/A Minimum Credit Rating

NewDay USA has been a leader in Veteran mortgage lending for over 20 years. NewDay offers 5-star support and has a dedicated homebuying team that's available anytime.

NMLS #174457
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A+ BBB Rating 2
BBB Accredited
7,672 Refinance Cash-Out Loans Closed in 2021 3
N/A Minimum Credit Rating

loanDepot is licensed in all 50 states and offers a wide variety of loan products. loanDepot uses a tech-enabled lending platform for easy, secure processing and hassle-free transactions.

NMLS #1907
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A+ BBB Rating 2
BBB Accredited
7,096 Refinance Cash-Out Loans Closed in 2021 3
620 Minimum Credit Rating

Veterans United Home Loans is the nation's #1 VA Lender 4 and has received over 250,000 five-star reviews from Veterans and military families. Veterans United offers a credit consulting service for homebuyers at no cost.

NMLS #399807
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N/A BBB Rating 2
Not BBB Accredited
6,006 Refinance Cash-Out Loans Closed in 2021 3
620 Minimum Credit Rating

Navy Federal is a top VA Lender that helps service members take advantage of the benefits they’ve earned. Navy Federal has grown to over 12 million members since its founding in 1933.

NMLS #2767
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A+ BBB Rating 2
BBB Accredited
4,604 Refinance Cash-Out Loans Closed in 2021 3
550 Minimum Credit Rating

Freedom Mortgage is a top mortgage lender that has helped millions of Americans achieve homeownership and financial betterment. Freedom family founded and operated since 1990.

NMLS #411500
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A+ BBB Rating 2
BBB Accredited
4,309 Refinance Cash-Out Loans Closed in 2021 3
N/A Minimum Credit Rating

Federal Savings Bank is Veteran founded, owned and operated. Federal Savings has nationwide lending power and specializes in end-to-end custom home lending solutions for homebuyers.

NMLS #15622
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A+ BBB Rating 2
BBB Accredited
3,006 Refinance Cash-Out Loans Closed in 2021 3
580 Minimum Credit Rating

Caliber Home Loans streamlines the mortgage process with lending technology, including a mobile app to keep you connected throughout loan approval. Caliber's loan consultants offer personalized guidance and support.

NMLS #1168
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A+ BBB Rating 2
BBB Accredited
2,562 Refinance Cash-Out Loans Closed in 2021 3
600 Minimum Credit Rating

AmeriSave Mortgage has 20+ years of experience, is licensed in 49 states and has financed over 664,000 borrowers. AmeriSave offers competitive interest rates and no loan origination fees for VA Loans.

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* The top ten consumer-facing lenders are displayed according to loan volume as reported by the Department of Veterans Affairs (FY 2021 Lender Loan Volume).

Customer Ratings: Customer Ratings based on ratings and reviews provided by Trustpilot. VALoans.com is not affiliated with Trustpilot and has no control or influence on how users rate each lender; Trustpilot reviews may reflect customer experiences related to non-mortgage products.

1 IRRRL: A VA Interest Rate Reduction Refinance Loan (IRRRL) can be used to refinance an existing VA loan to lower the interest rate.

2 Better Business Bureau: BBB Rating, accreditation, review, and complaint data are provided by the Better Business Bureau. VALoans.com is not affiliated with the Better Business Bureau and has no control or influence over the information provided.

3 2021 VA Loans: Total VA loan volume for fiscal year 2021 as reported by the Department of Veterans Affairs (FY 2021 Lender Loan Volume).

4 #1 VA Lender: Veterans United Home Loans provided more VA Home Loans by volume than any other lender as of June 2022. Top VA Purchase Lender in FY 2016, 2017, 2018, 2019, 2020 and 2021. Source: Department of Veterans Affairs Lender Statistics.

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