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VA Loan Eligibility Loan Articles

  • man sitting at desk checking his residual income
    VA Residual Income Charts and Loan Requirements

    If you’re interested in using your VA loan benefit to purchase or refinance your home, it’s important to consider VA residual income guidelines.

  • Military uniform with American flag arm patch
    VA Loan Myths: The Honorable Discharge Requirement

    Do VA Loan rules require a borrower to have an honorable discharge in order to qualify for the program? In this post we look at the honorable discharge myth.

  • Veteran with daughter hugging
    VA Loans for Dependent Children of Veterans?

    VA loans are generally for only the veteran, veteran and spouse together or the surviving spouse of a veteran under certain circumstances.

  • Military couple sitting with counselor
    VA Loans and Divorce Settlements

    One of the common topics about VA loan eligibility is related to what happens to a VA loan or the ability to apply for one after divorce.

  • Active duty military member in uniform
    VA Loan Requirements for Active Duty Military Members

    Yes, active duty service members can get a VA loan, but they must meet VA loan eligibility requirements for active duty military members.

  • Using a VA Loan when Retiring from the Military

    Using a VA loan when retiring from the military is possible, but there are certain considerations to keep in mind to make your purchase smooth.

  • a home for sale with a short sale sign in front of it
    VA Loan Eligibility and Short Sales

    When a VA borrower starts having trouble making VA mortgage loan payments, sometimes the only alternative to foreclosure is a short sale--a transaction where the borrower agrees to sell for less than the property is worth.

  • A group of veterans fill out paperwork
    How to Get a Copy of Your DD-214

    Your DD Form 214 is your proof of military service. It shows the nature of your discharge, dates of service, and current classification (retired, separated, Guard or Reserve status).

  • A close up of a veteran's hand filling out paperwork.
    Statement of Service Requirements for VA Loans

    In order for active duty service members to be eligible for a VA home loan, the VA requires a signed statement from your unit commander or a designated representative.

  • national guard and reserve members
    VA Loan Requirements for National Guard and Reserve Members

    Reservists and members of the National Guard have access to the VA home loan program. Some may need to meet different eligibility criteria in order to be approved for a VA home loan.