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Loan Program Basics Loan Articles

  • Homeowner Gets Letter of Mortgage Sold
    Why Many Banks & Lenders Sell VA Mortgages After Closing

    Banks and lenders frequently sell mortgages after closing, but the terms of your mortgage and regular payments will not change with a new servicer.

  • american flag flying for veterans in rural area
    VA Loans vs USDA Loans

    Veteran homebuyers oftentimes choose to use the VA home loan benefit to purchase a home because of the zero down payment requirements. Some may not be aware of another option out there that’s available to non-veteran buyers that offer 100% financing as well.

  • Veteran sitting at a desk working on the computer
    5 Steps to Finding the Right VA Lender

    Before you can use your VA loan benefits, you'll need the help of a VA approved lender. Here are 5 steps to compare the nation's top VA lenders.

  • Find & Compare

    From the Nation's Top VA Lenders Today
    See Top 10 Lenders
  • Person signing lease for condo without any VA title restrictions
    Are There Title Restrictions on VA Loans?

    The Department of Veterans Affairs will not guaranty loans that restrict the borrower’s ability to sell or dispose of the property.

  • white house with blue door and green grass
    VA Loans and Title Insurance

    Title insurance is not mandatory under the VA loan program. But VA loan rules do permit lenders to require such insurance.

  • Close up of veteran seated at desk
    Explaining the VA Mandatory Escape Clause

    The VA escape clause protects the buyer to back out of a VA home loan agreement if the home's appraised value does not match the sales price.

  • A senior veteran salutes the American Flag
    Is There an Age Limit on VA Home Loans?

    Borrowers should know there is no time limit or "maximum age" limit to be eligible for VA loans. Lenders are barred from discriminating on the basis of age.

  • Female veteran working with banker to set-up accounts
    Do VA Loans Require An Escrow Account?

    Lenders are free to set requirements for escrow accounts for payment of property taxes and/or other costs required as part of a VA loan.

  • Veteran sitting in a wheelchair
    Types of VA Housing Grants for Disabled Veterans

    There are a variety of VA grants used to help Veterans purchase and/or modify housing to suit their needs.

  • Woman veteran doing loan paperwork
    VA Loan Down Payment Requirements

    VA loans are available for no money down for eligibile borrowers and never have any private mortgage insurance (PMI) as a part of your VA benefits.

  • making mortgage repayment plan
    Types of VA Adjustable Rate Mortgage Loans

    There are several options available when it comes to VA loan repayment Learn more about VA Adjustable-Rate Mortgage loans in this article.

  • A veteran shakes hands with another woman
    What is a VA Compromise Sale?

    If you put your home up for sale and get an offer lower than the payoff amount on the VA home loan, you can send a request to the VA for a compromise sale.