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Loan Program Basics Loan Articles

  • Homeowner Gets Letter of Mortgage Sold
    Why Many Banks & Lenders Sell VA Mortgages After Closing

    Banks and lenders frequently sell mortgages after closing, but the terms of your mortgage and regular payments will not change with a new servicer.

  • american flag flying for veterans in rural area
    VA Loans vs USDA Loans

    Veteran homebuyers oftentimes choose to use the VA home loan benefit to purchase a home because of the zero down payment requirements. Some may not be aware of another option out there that’s available to non-veteran buyers that offer 100% financing as well.

  • Veteran sitting at a desk working on the computer
    5 Steps to Finding the Right VA Lender

    Before you can use your VA loan benefits, you'll need the help of a VA approved lender. Here are 5 steps to compare the nation's top VA lenders.

  • Find & Compare

    From the Nation's Top VA Lenders Today
    See Top 10 Lenders
  • Person signing lease for condo without any VA title restrictions
    Are There Title Restrictions on VA Loans?

    The Department of Veterans Affairs will not guaranty loans that restrict the borrower’s ability to sell or dispose of the property.

  • white house with blue door and green grass
    VA Loans and Title Insurance

    Title insurance is not mandatory under the VA loan program. But VA loan rules do permit lenders to require such insurance.

  • Close up of veteran seated at desk
    VA Loan Rules: The Mandatory Escape Clause

    The escape clause protects the buyer from being obligated to a VA mortgage loan when the appraised value of the home does not match the sales price.

  • A senior veteran salutes the American Flag
    Is There an Age Limit on VA Home Loans?

    Borrowers should know there is no time limit or "maximum age" limit to be eligible for VA loans. Lenders are barred from discriminating on the basis of age.

  • Female veteran working with banker to set-up accounts
    Do VA Loans Require An Escrow Account?

    Lenders are free to set requirements for escrow accounts for payment of property taxes and/or other costs required as part of a VA loan.

  • Veteran sitting in a wheelchair
    Types of VA Housing Grants for Disabled Veterans

    There are many different VA home loan benefits available to qualifying disabled veterans. One benefit includes types of housing grants for home renovation.

  • Woman veteran doing loan paperwork
    VA Home Loan Down Payment Facts

    Many veterans choose a VA guaranteed mortgage as opposed to a Federal Housing Administration mortgage loan or conventional mortgage. VA loans feature some of the best down payment options for qualified borrowers.

  • making mortgage repayment plan
    Types of VA Adjustable Rate Mortgage Loans

    There are several options available when it comes to VA loan repayment Learn more about VA Adjustable-Rate Mortgage loans in this article.

  • A veteran shakes hands with another woman
    What is a VA Compromise Sale?

    If you get an offer lower than the payoff amount on your VA home loan, contact the VA about a compromise sale to pay the difference.