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VA Jumbo Loans

VA Loan Maximum Guaranty Amounts:
Updated 2017 VA Jumbo Cities


Calculations for Loans Limits as Set by VA

For counties where the VA maximum limit is $424,100:

  1. Borrower has no money down on the first $424,100.
  2. Borrower pays a 25% down payment only on the amount greater than $424,100.
  3. Borrower pays the funding fee in cash for loan between $424,100 and $1,000,000.
  4. On loan amounts greater than $424,100, the veteran maintains all the benefits of a VA loan.

For counties where the VA maximum limit exceeds $424,100 (known as VA Jumbo Loans):

  1. Borrower has no money down on the maximum amount for the county limit as set by the VA.
  2. Borrower pays a 25% down payment only on the amount greater than the county limit set by the VA.
  3. Borrower pays the funding fee in cash for loan between the amount greater than the county limit set by the VA and $1,000,000.
  4. On loan amounts greater than $424,100, the veteran maintains all the benefits of a VA loan.

Additional Information pertaining to VA Jumbo Loans that exceed county limits set by VA:

  1. Minimum Credit score of 640 required for loans above $650,000.
  2. Manufactured homes are not eligible for the VA Jumbo program.
  3. Funding fees cannot be financed for loans greater than $424,100. They must either be paid in cash by the Veteran or by the Seller.
  4. 2- to 4-unit purchase transactions maximums are $424,100.
  5. The VA Jumbo Program is for Fixed Rate loans only.
  6. Other terms and conditions may apply.

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